A Product & Marketing Director with over 20 years experience across multiple business sectors including: financial services, loyalty services, assistance, local government & FTSE-250 corporates. Experienced in managing products across the full product lifecycle, from new product development to strategies for the retirement of legacy products. Highly commercial with P&L ownership experience, I have worked across on wide range of product related projects including: market & competitor analysis, product roadmaps, end-to-end customer journey & experience management, product proposition development, product P&L modelling and pricing, regulated product governance processes, annual product reviews, business case creation, product launches, digital transformation, vendor selection and business project management.Collaborative approach to assignments and projects engaging with key clients, suppliers and stakeholders at CEO/CIO level to deliver ‘fit for purpose’ products & propositions to drive business change & revenue growth. A track record of delivering complex cross-functional projects, managing multiple stakeholders, achieving success within budget and challenging timeframes .