Partnering in growth of Microfinance companies and other NBFCs to scale their operations by providing financial assistance.

Key Achievementsv Achieved 85% “Pass” rate in QA Audit.v Ensured that not a single branch got an unsatisfactory rating.v Resourceful in successful implementation of computerized Branch Self Assessment.v Ensured 90% of employees undergo Controls Enhancement Training by conducting training sessions.Additional Responsibilities:v Coordinating the branch network in Central Region.v Monitoring and overseeing controls function at regional level ensuring conformity with company policies and those of financial system regulators.v Preparing Branch Control Environment Review schedule.v Preparing and guiding branches for internal and external audits.v Ensuring timely closure of issues highlighted in QA audits.v Tracking and closely monitoring of failed branches through calls, reiterations of policies and validation of documentary evidence of issue closure.

Key Achievementsv Essayed contribution in reducing Regional Disbursement discrepancy to 0% in three months time.v Successfully implemented and deployed Loan Origination Software to avoid duplication of work and achieving faster Turn Around Time.v Proven track record of improving approval rate by effectively coordinating with Sales and DSA for better sourcing of customers.v Implemented process flow of automated operations for achieving faster TAT with better control.v Pivotal in enhancing Sanction Communication of 95% of logins within specified Turn Around Time. v Achieved 85% Contact Point Verifications in Turn Around Time of 4 hours.Additional Responsibilities:v Accountable for overseeing the Sales Finance and Personal Loan disbursements with strict adherence to credit policy.v Managing outsourced agencies doing Contact Point Verification, Telephonic Verification and document processing.v Steering a team of 5 agency managers and 5 credit managers.

Key Achievements:v Enabled Top Management to conduct performance reviews by designing a tool for multidimensional analysis of portfolio.v Pivotal in developing and streamlining branch reporting system.v Resourceful in collection of 95% of overdue from dealers and reducing NPA. Additional Responsibilities:v Designing finance schemes for Vehicles and Tractor.v Handling disbursement under Dealer Guarantee Scheme for tractors.v Circulating MIS on collections.v Guiding branches on collections and repossession of vehicles.

Key Achievements:v Reconciled Credit line with bank that had been out of control leading to delay in issuing of No Objection Certificate.v Instrumental in streamlining Trade Advance and Booking position.Additional Responsibilities:v Disbursements of Loans.v Termination of contracts.v Issuing No Objection Certificates.v Monthly Stock Statement for consortium banks.v Bill Discounting.