With about 18 years of experience in the banking sector, I am a seasoned professional in financial and operational risk management, credit analysis, and business development. I currently lead the risk management consultancy vertical at CRISIL, a global leader in analytics and ratings.In this role, I manage structured deals and existing portfolios, providing robust risk management solutions to banks and financial services clients. I collaborate with cross-functional teams to develop and implement risk management strategies, ensuring alignment with organizational objectives. I also provide advisory on operational risk framework, compliance, process improvement, fraud, risk culture, and training. I have a proven track record of streamlining risk management processes, reducing operational risk incidents, and fostering a culture of risk awareness and mitigation across the organization. I have also excelled in leading the commercial banking division at Bandhan Bank, establishing a mid-corporate loans distribution network. I am proficient in key skills and competencies such as Six Sigma, credit scorecard, industry research, competitive benchmarking, and risk rating. I hold an MBA degree from IBS Pune and a Diploma in Computer Application from APTECH. I am passionate about delivering comprehensive solutions to clients and driving business growth through data-driven decisions.