Hemant K. Email & Phone Number

India

 Handling and providing overall financial risk, and non-financial risk/operational risk management consultancy to SMEs, Corporates, Financial rating & research organizations, Investors etc. Responsible for overall revenue generation, managing structured deals, providing robust risk management solutions to clients, and maximizing the wallet share. Collaborating with other online consulting & advisory agencies to provide subject matter expert opinions mainly in the area of SME/MSME lending, Market dynamics, business development strategies and credit analysis & risk management strategies.

Mumbai, Maharashtra, India

• Heading the financial risk and non-financial risk/operational risk management consultancy vertical within the BFSI group• Managing structured deals and existing portfolios, providing robust risk management solutions to banks/FS clients• Collaborating with cross-functional teams to develop and implement risk management strategies, ensuring alignment with organizational objectives• Providing advisory on operational risk framework, RCSA and KRI development, compliance and process improvement, , fraud, risk culture, and training• Conducting financial risk and research consultancy, offering credit process, credit scorecard, industry research, competitive benchmarking, and risk rating services

Mumbai, Maharashtra, India

• Led the operational risk management (ORM) function, monitored key risk indicator assessment, RCSA, and risk policies formulation and implementation• Streamlined risk management processes, resulting in a reduction in operational risk incidents and improved efficiency• Excelled in leading the operational risk management function at HDFC Bank, driving process improvements and fostering a culture of risk awareness and mitigation across the organization• Managed a team of managers and senior managers, guiding and motivating them to achieve organizational goals• Conducted theme-based risk reviews and root cause analysis, providing control suggestions to mitigate potential risk areas• Led key risk analysis of new products and processes, defining approval matrix and suggesting controls• Reviewed operating guidelines and SOPs, identifying potential risk areas and providing risk mitigation

Pune, Maharashtra, India

• Headed the commercial banking division, establishing a mid-corporate loans distribution network• Interfaced with clients, understanding their requirements, and suggesting viable solutions• Led the team for business development, offering working capital and term loans to customers in the turnover segment of INR 10 Cr - INR 500 Crores

Gujarat, India

• Led the mid-corporate/SME division, originating deals, structuring financial solutions, and obtaining credit approvals• Generated new business through working capital, term loans, project funding, trade products, derivatives, and FOREX• Managed a team of managers and senior managers, managed existing portfolios and acquiring new clients• Maintained existing loan portfolios, ensuring adherence to RBI policies and regulatory compliance• Evaluated credit risk profiles of companies and structured suitable financial solutions, including structured finance, working capital/term loans, and off-balance sheet finance

Mumbai, Maharashtra, India

• Managed working capital, term loans, and trade-related products for customer turnover segments up to INR 500 Crores• Rated proposals under the Nucleus-In House Rating Model and performed periodic portfolio reviews• Assisted in preparing compliance reports and credit assessment reports• Conducted credit risk assessment and post-sanction activities, monitoring the performance of client accounts

Mumbai, Maharashtra, India

• Evaluated credit/risk profiles of companies and structured financial solutions, including structured finance, project finance, and off-balance sheet finance• Maintained customer portfolios and performed periodic reviews• Ensured adherence to RBI policies and regulatory compliance

Pune, Maharashtra, India

Focused on SME segment financial needs.

Mba, Finance/Marketing, 6.7

Two years MBA campus program

Bachelor'S Degree, Office Management/Personal Management,Entreprunership Study,Economics, First

3 Years degree program graduated with office management & Economics.

Diploma, Computer Application