Hernando Torres Email & Phone Number

Miami, Fl, Us

Santiago, Santiago, Do

Procesador tecnológico integral de tarjetas crédito / débito y créditos de consumo en la nube como servicio.

Us

WBC is an initiative created by me with the purpose of assisting Latin American financial institutions to improve their credit card business through high quality, business oriented consulting services. www.wisebankcards.com

Boca Raton, Florida, Us

Connecting consumers, devices, and financial institutions everywhere.

Glastonbury, Ct, Us

Open Solutions Inc., helps financial institutions worldwide to succeed by providing essential technologies andinsights that enable them to operate more profitably, efficiently, and collaboratively. With 4,000 clients and nearly3,000 staff, Open Solutions provides end-to-end solutions for banks, credit unions and cooperatives.MANAGING DIRECTOR LATIN AMERICA & THE CARIBBEANResponsible for the 3 fundamental sales pillars in the region: direct sales, account management, and resellers.Key member of the Executive International Team: Defines and deploys strategies and plans for the global operationsgroup including budget generation, forecasting, P&L responsibility, performance analysis, and corporate reviews.Delivering strong and sustainable financial results:Closed and implemented three sizeable core banking projects in Mexico and Suriname during the first 18 months inthe company. Established important cross sales opportunities in Mexico, Trinidad, and Barbados. Created a resellersnetwork in Central America, Mexico, and Brazil. Generated the largest pipeline for the region in the history of the

Lancy, Geneva, Ch

Leading global provider of integrated modular core banking systems. 51 offices and more than 2900 staff. Develops,implements, and supports the award winning T24 banking system software. Utilized by over 600 banks in more than120 countries. Over $400M revenue.; Hired with full responsibility for all operations including sales, implementation services and customer supportgenerating total revenues of over $30M. 7 direct reports and over 100 staff.Key member of the Executive Team for the Americas. Defines and deploys strategies and plans for North and LatinAmerica including budget generation, forecasting, P&L responsibility, performance analysis, and corporate reviews.Delivering strong and sustainable financial results:Drove market share in crucial niches. Acquired major clients in new countries; and the Dominican Republic. Directed the successful implementation process of over 15new clients. · Increased revenues by 5 times in 5 years.Created subsidiaries in Mexico, Costa Rica and Brazil to increase market penetration and customer satisfaction. · Achieved a dominating position in the Mexican market by closing 12 new clients in the last 5 years with over $10M in revenue per year. · Created strategy for Brazil resulting in closing a major client and a current pipeline in excess of $30M.Managed a complex set of core banking implementation projects with more than 5 occurring at the same time.Participated in all Steering Committees and implementation reviews. Created a centralized development group for allclients in the region. Acted as Chairman of the Board for the outsourcing subsidiary for Credit Unions in Mexico.

2004 to 2005)Promoted with full responsibility for the global development, sales, implementation services and customer support forthe FACT credit card processing engine. Total revenues for 2005 were over $10M. 5 direct reports, over 40 staff.Drove successful process and new business development results:Identified, targeted, negotiated, and acquired the global credit card processing engine. · Achieved payback in 12 months. · Rebranded and updated a multi-million-dollar investment in Research and Development. · Promoted and successfully sold in the European and Asian Markets. · Successfully managed deployment in Latin America and Europe. · Maintained low operational cost through offshore development and support.

Diverse financial group in Colombia including commercial banks, retail banks, mortgage lenders, consumer finance,insurance companies, and investment firms employing over 2K and generating revenues over $4B.; Hired to direct the design, construction, selection, and planning of all centralized IT platforms following consolidationfrom a conglomerate to centralized business units. A joint venture with Booz, Allen and Hamilton.Member, Board of Directors. Shared ATMs network and MasterCard franchise.Improved process, performance and productivity:Defined the centralized architecture for the banking unit by establishing a shared data center and a common corebanking system. · Generated cost savings of over 50%.Implemented the group's centralized data warehouse. · Resulted in rapid cross-sales and enhanced customer service.Centralized the treasury operations for the entire group. · Produced higher investment yields in short term portfolios and cash management.Unified the ATM networks into one single solution allowing utilization for issuers and acquirers. · Grew utilization fees by over 75%.

Armonk, New York, Ny, Us

Directors Development, Business Administration

Aas, Information Technology And Data Processing

High School, High School Certificate Of Competence Program

Professional Training, Finance, General