Hesham Elsofany Email & Phone Number

Member of team who was responsible for launching GO Green initiative by reviewing its procedures and T24 system.Preparing different reports extracted from T24 system (insurance reports – CGC report-) in accordance with IT team, handling with issues emerged during the implementation of this initiative.Member of team who is responsible for launching CBE new mortgage finance initiative(3%) by reviewing its procedures and T24 systemMember of team who is responsible for launching CBE mortgage finance initiative by reviewing its procedures and T24 system (different mortgage finance programs).Was responsible for implementation of CBE postpone retail installments on Globus T24. Member of team who was responsible for establishing and applying retail products procedures and (T24) system and handling the related issues for each product (personal loans, credit cards, overdraft, salary in advance, pharmacies finance program ).Member of team who was responsible for establishing different loans types on T24 system through perform tests on T24 to make sure that amortization tables are correct and calculation of principals and interests are correct also testing the ability of reschedule loans, early settlement and all issues related to loans.Responsible for training the new staff to work on T24 system, besides teaching them all related rules, procedures, CBE regulations and required documents for each product.Answering branches inquiries about retail products and their characteristics and the required documents for each product. Implementation of the retail risk approvals and making sure that all conditions and documents are fulfilled.Examining all documents before booking and making sure that all documents are fulfilled besides obtaining required approvals if needed.Booking different kind of loans on T24 (personal loans, mortgage and secured loans – Go Green).Recording different kind of overdraft (secured overdraft, salary in advance, unsecured overdraft).

• Member of team who is responsible for launching CBE mortgage finance initiative by reviewing its procedures and T24 system (different mortgage finance programs).• Was responsible for implementation of CBE postpone retail installments on Globus T24.• Member of team who was responsible for establishing and applying retail products procedures and (T24) system and handling the related issues for each product (personal loans, credit cards, overdraft, salary in advance, pharmacies finance program ).• Member of team who was responsible for establishing different loans types on T24 system through perform tests on T24 to make sure that amortization tables are correct and calculation of principals and interests are correct also testing the ability of reschedule loans, early settlement and all issues related to loans.• Responsible for training the new staff to work on T24 system, besides teaching them all related rules, procedures, CBE regulations and required documents for each product.• Answering branches inquiries about retail products and their characteristics and the required documents for each product.• Implementation of the retail risk approvals and making sure that all conditions and documents are fulfilled.• Examining all documents before booking and making sure that all documents are fulfilled besides obtaining required approvals if needed.• Recording different kind of overdraft (secured overdraft, salary in advance, unsecured overdraft).• Booking different kind of loans on T24 system(personal loans, mortgage and secured loans).• Recording of collaterals and reservations on TDs, CDs and saving accounts for each facility in accordance with the approval of each client, as well as according to the general approvals.• Recording different kind of credit cards limits (Visa and Master) for individuals and companies on T24 system, as well as recording their collaterals and implements any amendments in case of changing limit amount or collateral.

Cairo, Egypt

A credit admin for large corporate , SMEs and individuals at credit risk sectorJob Responsibilities:-• Implementation of the credit approval and making sure that all conditions and documents are fulfilled.• Member of team who was responsible for establishing different loans types on T24 system through performing tests on T24 to make sure that amortization tables are correct and calculation of principals and interests are correct also testing the ability of rescheduling loans, early settlement and all related issues to loans.• Booking capital lease loans and other loans on system and ensure that all conditions and documents are fulfilled for each separate loan.• Follow up on customers' use of the credit facilities granted to them and give approvals for every use of the facility, making sure that the requested transaction is within the limits of the authorized limits and in the purpose for which the facility is granted.• Preparing excess tickets in the case of deviation of credit approval terms or expiry of credit approval.• Recording of collaterals and reservations on TDs, CDs and saving accounts for each facility in accordance with the approval of each client, as well as according to the general approvals.• Recording the debit interest and commission for the highest debit balance on system for credit facilities customers, reviewing them monthly and making the necessary adjustments to them.• *Follow-up insurance policies and mortgages.• Preparing the monthly declarations for CBE and reviewing them monthly with the addition or removal of the guarantors for credit facilities customers in accordance with the credit approval and the commercial register in the case of companies.• following up the clients ’payment of loan installments and notifying the concerned departments in in case of non-payment .• Giving orders to branches to make debit and credit entries in the account of each credit facility customer to amend the client's account position.

Job Responsibilities• Implementation of the credit approval and making sure that all conditions and documents are fulfilled.• Follow up on customers' use of the credit facilities granted to them and give approvals for every use of the facility, making sure that the requested transaction is within the limits of the authorized limits and in the purpose for which the facility is granted.• Preparing excess tickets in the case of deviation of credit approval terms or expiry of credit approval.• Recording of collaterals and reservations on TDs, CDs and saving accounts for each facility in accordance with the approval of each client, as well as according to the general approvals.• Recording the debit interest and commission for the highest debit balance on system for credit facilities customers, reviewing them monthly and making the necessary adjustments to them.• Preparing approval memos for granting first-class facilities to individuals and companies, as well as Fulfillment documents related to each facility.• Preparing correspondence with the various departments of the bank as well as external bodies in cases that require this.• Preparing the monthly declarations for the Central Bank of Egypt and reviewing them monthly with the addition or removal of the guarantors for credit facilities customers in accordance with the credit approval and the commercial register in the case of companies.• Member of team who was responsible for System conversion open-term to GlobusT24 in Loans unit and Customer service unit.• Follow up the renewal of Insurance policies and the credit risk company guarantee documents and ensure that they are in accordance with the terms of credit approval.• Recording the Visa and Master limits of all kinds on the system, as well as recording their collaterals.• Giving orders to the different units to make debit and credit entries in the account of each credit facility customer to amend the client's account position.

Accountant & Courses coordinator (CMA & IFRS courses)• Bookkeeping& preparing trial balance.• Sharing in preparing financial statements.• Coordinator for CMA& IFRS courses.• Attending CMA P2 (Old system) & IFRS courses.

Data entry at information and documentation unit