- New product development across domains (e.g., Payment acceptance, Digital Commerce, Tokenization, Real Time Payments) to solve for emerging needs of a variety of customer and partner segments (e.g., end consumers, merchants, small businesses, ISVs/Payfacs, banks, fintechs, marketplaces)- Test / learn in potential new areas of growth (e.g., applications of Gen AI)

Lead relationships and engagements with payment companies and fintechs (challenger banks, payment processors, ISVs, open banking / finance platforms). Drive profitable growth through new product innovation and ecosystem partner development (e.g., designing and managing Banking as a Service programs, launching commercial payment and business platforms)

Member of Citi FinTech leadership team. Focused on driving profitable (positive unit economics, favorable LTV/CAC) growth through:- new open banking powered digital product solutions and platform partnerships- leading banking as a service / distribution and product partnerships- rewards / loyalty pricing strategies for growing franchise relationships and multi-relationship customer penetration

Leading key strategic initiatives, partnerships and digital capability creation across Citi’s Consumer Bank, globally.

Managed corporate strategy, digital, customer experience enhancement engagements. Examples:• Founding member of Deloitte's blockchain practice• Developed enterprise customer experience roadmap for diversified financial institution with $1.1T in assets• Led international expansion assessment strategy creation for $88B global real estate firm

Managed Subprime customer segment credit card product development, growth and product marketing, customer segmentation and pricing for direct mail channel. Operating experience, including delivering complex, analytics-driven projects and executing on product development and launches.Awarded Capital One “Circle of Excellence”( top 1% of employees) in 2009 for managing the Subprime Card program through the financial crises