Hichem Kerma Email & Phone Number

Seasoned and versatile corporate banking and risk management executive with a diverse background in wholesale lending, risk management, business development, product management, consulting and operations in Banking and Financial Technology (FinTech) spaces, acquired through 20 years of experienceStrong track record in managing large portfolios (with very limited losses), leading loan & derivatives structuring and negotiation of agented transactions, relationship building across various industries, product types, through middle-market to large corporate clients in the investment grade to leveraged finance spaceHighly adaptable, having successfully moved across various roles, with very different responsibilities and roles in banking and in the corporate word. Always ready for new challenges, as can be seen through the increased responsibilities over timeStrong client minded, and balanced risk manager, having been on both the business development side and risk management side. Ability to engage clients, and maintain strong client relationships, and seen as a key product partner in any client relationship who is able to deliver solutionsEffective manager, focused on developing and retaining talent across various roles, and creating a strong collaborative and team-oriented work environment. Ability to modify managerial style, based on performance and personalities on the team. Always push teams to think outside the box, challenge the status quo and always think of how we can improve and become more efficientStrong problem solving and strategic thinker, having worked on several external client and internal consulting engagements to review, identify key issues and propose solutions that can be implemented. This also entailed having strong interpersonal and communication skills, given the need to interact with senior management across multiple organizations, regulatory agencies, various stakeholder and delivering concise and effective messagingStrong strategic thinker: COO | Strategic Planning | Restructuring | Consulting | Wholesale Credit Transformation | Credit Process Enhancement | Process Efficiency | Best Risk Management Practice | Due Diligence | Credit Origination Software | Client Advisory | Data | Analytics | Product Management | Marketing & Sales Strategy | Value Proposition | Competition Assessment | Portfolio Reporting | Performance Metrics | Board of Directors

Listed skills include Credit Risk, Portfolio Management, Loans, Capital Markets, and 42 others.