Ensures a strong level of consistency by sustaining a 91%clear-to-close ratio of all files that were submitted throughout current tenure.Exhibits extensive knowledge of processing loans for FHA, VA, and Conventional programs and ensuring that each file meets Fannie Mae and Freddie Mac guidelines.Meticulously reviews files once conditionally approved and processes all necessary items needed to clear each condition, including but not limited to, loan payoff requests, survey, insurance, condominium questionnaires, subordination requests, verification of employment/assets, and title documentation.Effectively collaborates with the Loan Officer and closing department to ensure closing disclosures are accurate and all required documents are received prior to closing.

Effectively assesses loan applications and verifies that all data is complete and meets establishment standards, such as the type and amount of mortgage applied for including but not limited to borrower assets, liabilities, and length of employment prior to submission. Exhibits extensive knowledge of processing loans for FHA, VA, USDA and Conventional programs and ensuring that each file meets Fannie Mae and Freddie Mac guidelines.Proficient in analyzing files after initial underwriting approval and obtaining the necessary items needed to clear each condition. Exceeds expectations by sustaining a above average clear-to-close ratio of all files that were submitted within the last year and maintaining a strong level of consistency.Thoroughly examines all third party documentation including but not limited to survey, title, and appraisal; to ensure there are no discrepancies at the time of closing.

Accuracy prepared initial disclosures for various loan programs within TRID guidelines all while maintaining knowledge and understanding of all new and updated RESPA guidelines.Effectively responded to inquiries from multiple departments including changes of circumstances and re-disclosure due to interest rate changes.Diligently prepared loan files to be disclosed accurately including estimating closing costs and reviewing purchase contracts.

Responsible for ensuring all loan documentation is accurate, complete, and complies with both company policy and submitted in a timely fashion.

• Displayed efficient clerical ability in regards to processing necessary documents in a timely and proficient manner.• Demonstrated high proficiency with the Mortgage Services operating system, imaging, faxing, including but not limited to printing and distributing time sensitive documentation • Successfully achieved production and quality statistics in support of departmental goals; and executing these goals in a timely manner according to assignment.

Diane Dal Lago, Ltd. is an emerging wholesale company which specializes in crystalized embellished women's, men's, and children's apparel.