Matej Holec Email & Phone Number

Prague, Czech Republic

• Developed credit scorecards for underwriting across multiple products at 4Finance, ensuring accuracy and consistency in credit assessments.• Collaborated with international teams to optimise credit risk modelling strategies and support ad-hoc analyses.• Created and maintained tools for efficient scorecard development using R-language and Tidy principles.• Proposed and contributed to implementing a modern data stack by introducing DBT for scalable data transformation, Feast as a feature store for ML workflows, and Scrum practices for agile collaboration to improve data quality, reusability, and transparency for accelerating insights and supporting data-driven decision-making across teams.

Prague, The Capital, Czech Republic

• Developed and maintained credit scorecards for underwriting across multiple products in 4Finance.• Supported ad-hoc analyses to optimize credit risk modeling strategies.• Supported the marketing department at 4finance with ad-hoc tools and analyses to process campaign data, improving data quality.• Worked on marketing mix models to understand the effect of advertisements on sales.• Developed behavioural tracking solutions to better understand client interactions on the customer portal.

Detection of valuable relationships from financial transactional data.

Prague, The Capital, Czech Republic

Doctor Of Philosophy (Phd), Artificial Intelligence And Biocybernetics

Master Of Science (Msc), Technical Cybernetics