I joined Stearns Lending, LLC in 2016 with over 26 years of experience in home financing. I believe that buying a home should be an exciting and fulfilling experience. I make it my goal with every borrower to deliver a smooth transaction that is respectful of my client’s time, budget and financial goals.My background in residential mortgage lending provides me with a valuable perspective into the mortgage process. Stearns Lending, LLC offers a wide array of products which helps me provide borrowers with the loan that best fits their financial and personal needs.Headquartered in Santa Ana, California, Stearns Lending has provided mortgage lending solutions throughout the United States for over 25 years. Stearns is licensed and approved to conduct business in 49 states and Washington D.C. Stearns Lending’s business channels include wholesale, retail, correspondent and strategic alliances.Contact me today to learn more about Stearns products and services. We can help you!®NMLS#657420 , Branch NMLS #46504 Stearns Company NMLS# 1854; www.nmlsconsumeraccess.org. Equal Housing Lender. Disclaimer: http://bit.ly/1ek1Sb0

As a Home Mortgage Consultant I focus on marketing activities and promotional strategies to attract new purchase business by establishing relationships with real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. Participate in business development activities outside of the office, such as realtor open houses and home buyer seminars; make contacts through community networking; and develop a reputation as a trusted mortgage financing advisor to customers and sources. I originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion. Maintaining positive client relationships in order to receive repeat business.

As a Home Mortgage Consultant I focus on marketing activities and promotional strategies to attract new purchase business by establishing relationships with real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. Participate in business development activities outside of the office, such as realtor open houses and home buyer seminars; make contacts through community networking; and develop a reputation as a trusted mortgage financing advisor to customers and sources. I originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion. Maintaining positive client relationships in order to receive repeat business.

As a Home Mortgage Consultant I focus on marketing activities and promotional strategies to attract new purchase business by establishing relationships with real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. Participate in business development activities outside of the office, such as realtor open houses and home buyer seminars; make contacts through community networking; and develop a reputation as a trusted mortgage financing advisor to customers and sources. I originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion. Maintaining positive client relationships in order to receive repeat business.

As a Home Mortgage Consultant I focus on marketing activities and promotional strategies to attract new purchase business by establishing relationships with real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. Participate in business development activities outside of the office, such as realtor open houses and home buyer seminars; make contacts through community networking; and develop a reputation as a trusted mortgage financing advisor to customers and sources. I originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion. Maintaining positive client relationships in order to receive repeat business.

I managed a full service retail mortgage banking operation that included processing, underwriting and closing. I helped build and develope operations organization, processes and procedures to support the strategic direction of the Countrywide Branch in Lancaster, PA. I was in charge of leading and developing the operations team to ensure operations strategies were carried out, to ensure production levels were met and that we were in compliance. I engaged in strategic initiatives to grow the business and streamline operations to optimize efficiencies.

As a Mortgage Loan officer I focus on marketing activities and promotional strategies to attract new purchase business by establishing relationships with real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. Participate in business development activities outside of the office, such as realtor open houses and home buyer seminars; make contacts through community networking; and develop a reputation as a trusted financial advisor to customers and sources. Mortgage Loan Officers originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion. Maintaining positive client relationships in order to receive repeat business.

As a Mortgage Loan officer I focus on marketing activities and promotional strategies to attract new purchase business by establishing relationships with real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. Participate in business development activities outside of the office, such as realtor open houses and home buyer seminars; make contacts through community networking; and develop a reputation as a trusted financial advisor to customers and sources. Mortgage Loan Officers originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion. Maintaining positive client relationships in order to receive repeat business.

Worked with investors and packaged closed loans for sale.

Sold mortgages on the secondary market. Learned about the bond market, pricing, investor guidelines, bulk loan delivery and cash loan delivery.