Howard Kubel, Mba Email & Phone Number

Huntington Station, Ny, Us

London, England, Gb

Empowering individuals, families and small businesses to achieve financial stability and success through comprehensive, user friendly budgeting solutions and resources.

Davidson, North Carolina, Us

Within this role, I am involved in managing budgeting and forecasting processes for multiple functions, with a primary focus on orchestrating the Digital group's budget of $160M. I team up with the Digital Leadership Team as Finance Lead and conduct financial planning and analysis and improve financial controls. In addition, I serve as finance partner to all G&A functions, including Legal, Finance, Facilities, HR, and Digital.Key Accomplishments:► Performed actively as FP&A team lead for Chief Digital and Technology group, seamlessly handling over $200M in operating expense budgets and $100M in capital expense budgets.► Trained and guided three entry-level rotational employees on the proper execution of systems, processes, and analytics, which enabled each individual to obtain exemplary ratings from the company and adapt to future rotations.► Headed development of a new digital function for 175 employees from April 2022 to October 2022 with a total expense of about $150M, resulting in guaranteeing the establishment of an entirely new organization, which expanded to encompass seven sub-functions with the appointment of new CDTO.► Assisted in developing a financial model for a new ERP system, involving a budget of over $100M.► Succeeded in consistently achieving budget savings, averaging between 2.5% to 5% annually.► Networked with the Chief Digital Information Officer, Senior Vice President of HR, and Chief Financial Officer to conduct monthly and quarterly operating reviews.► Collaborated with Project Leaders to shape project framework and prepare complete ROI, including costs, benefits, capex plan, and headcount, and presented project model to CEO for securing approval of $100M project initiation.► Liaised with leadership to deliver meaningful financial insights and develop an overall strategy in alignment with company’s strategic priorities.► Ensured accuracy of entries and attained budget targets by appropriately executing month-end close duties.

Davidson, North Carolina, Us

As an Associate Business Manager, I supervised activities related to budgeting and forecasting for various G&A functions, encompassing IT, HR, and Finance. Using my analytical skills, I managed large investment projects, including SAP Finance integration and Workforce implementation, and drafted and disseminated report to relevant individual on the project's key aspects, such as timeline, budget, progress, and outcomes. Also, I carried out forecasting of operating statements for approximately 40 business units every month for rolling 12-18-month projections.Key Accomplishments:► Attained cost reduction and simultaneously assisted executive leaders in administering all financial controls by developing multiple avenues.► Observed and optimized forecasting process to accelerate the month-close process with strong control over productivity.► Maintained open lines of communication with Finance and business owners to create and track yearly budgets with total expenses exceeding $200M and enacted effective month-end closing procedures.► Reached budgetary targets throughout the years, including periods of cost reduction that required restructuring and large-scale cost-down methods.► Worked closely with the Accounting team to ensure accurate closure of financial books.► Performed reviews of all line items, including headcount and operating expenses, and submitted all month-end accruals to the accounting team for entry.► Succeeded in facilitating successful month, quarter, and year-end closings and gained a reputation as a reference point for leadership and the accounting team for verifying the correctness of all numbers and entries.

Charlotte, North Carolina, Us

Being a Lead Financial Analyst, I analyzed capital expenditures to accurately prepare an annual budget. To highlight expenses in entire G&A functions, I created and administered full P&L statements. Plus, I performed monthly analyses to assess headcount needs and calculate total salaries for all North American entities.Key Accomplishments:► Assessed viability, stability, and profitability of a $1.2B multinational corporation and built multi-functional P&L statements for executive leadership to make data-driven decisions regarding revenue and expense management.► Played a vital role in achieving a $3M impact on working capital by steering the project to increase Accounts Payable terms.► Formed and executed a profound operating budget, covering operating expenses, balance sheets, working capital, and cash flow over two months, resulting in accomplishing set fiscal year targets.► Developed and contributed to controlling annual budget processes and monthly forecasts, designed a 5-year strategic plan, carried out all necessary month-end closing procedures, and met budget and forecast requirements.► Devised a forecasting tool for estimating capital expenditures and designed a new cost center reporting tool, which enabled senior leaders to improve cost center owners’ accountability regarding expenses.► Integrated new employees with the company’s culture and instructed each individual on effectively utilizing financial systems, including HFM and Essbase.

Philadelphia, Pennsylvania, Us

Here, I was involved in driving financial responsibilities encompassing a volume of $19M.Key Accomplishments:► Showcased leadership competency to administer entire office operations, which empowered the business to seamlessly and consistently reach all financial goals in top-line sales and EBIT and meet 35% YoY growth.► Handled $1.4M in receivables while maintaining relationships with over 5K customers and ensuring less than 8% delay in receivables by 60+ days.

Philadelphia, Pennsylvania, Us

Bachelor Of Science - Bs, Nutrition Sciences

Masters, Business Administration