Howard Forrest Email & Phone Number

Plano, TX, US

Plano, Texas, United States

Plano, Texas

Torrance, California

Torrance, CA

Responsible for assessing and reporting portfolio risk for loans to automotive dealer, commercial truck and forklift, and business customers.

Managed all aspects of credit underwriting and operations for Toyota and affiliate dealers in the Eastern Region.

Coordinate all U.S., Canada, and Mexico troubled loan and asset liquidation activities, ensuring compliance with all legal requirements, risk management and loss mitigation strategies. Update and communicate results to Executive and Operating committee members. Advise all field personnel on correct workout and forbearance strategy.

Director for a 26 person department that managed dealer loans and lines of credit for the western business center (6 states $1.8 billion). Responsible for $17 million in individual credit authority, chairperson of local credit committee with $40 million authority.

Create and execute sales strategies for 120 dealers in the metropolitan areas of Cleveland, Akron/Canton, and Columbus; Train and develop the sales skills of 5 dealer relationship managers; Responsible for commercial loan portfolio in excess of $190 million.

Prepared, reviewed, and analyzed US, Canada, and Mexico dealer and fleet credit files for all Daimler brands; Monitored dealer trouble liquidation, and deficiencies; Achieved territory goal of $0 losses while processing over $100 million in loans and lines of credit.

Developed and facilitated consultative sales training courses to 213 Dealer Relations Managers and 25 Zone Sales Managers; Worked with multiple departments to design and deliver a financial statement analysis and commercial loan documentation training class for Dealer Relations Managers.