Howard R. Email & Phone Number

- Designed, implemented and processed all the financial activities for the business- Produced financial statements for prior 5 years to bring the companies records up to date- Responsible for systemizing and maintaining all accounting operations including billing, accounts payable, accounts receivable, cash flow management, payroll, banking and data protection- Prepared and analyzed monthly financial statements, reports, forecasts and budgets pertinent to the business- Evaluated all areas of the business in order to identify strategies to reduce costs and increase profit margins- Analyzed various product lines, key customer segments and new opportunities to increase revenue- Developed pricing strategies to increase profitability- Identified business risks and opportunities critical in formulating operating strategies to meet ongoing business goals- Grew the business utilizing various marketing and advertising strategies aimed at increasing market share- Launched a new Customer Relationship Management System to streamline and monitor all client interactions whilst maintaining consistency throughout all aspects of the various projects’ life cycles

Juno Beach, Fl, Us

- Coordinated compliance activities related to the Federal Energy Regulatory Commission (FERC) trading regulations- Advised corporate legal counsel and senior executives on the status and impact of various proposed and ongoing company wide projects and initiatives- Supported the oversight and co-ordination of the companies numerous business units activities affected by FERC regulations- Assisted business units in the designing and development of procedures and controls for both new and existing processes- Performed random evaluations of business unit controls and analyzed results to identify potential process improvements- Organized and participated in a company-wide effort to correct three years of federally required quarterly filings for approximately 80 subsidiaries (954 reports) after identifying material reporting errors- Developed and presented training to employees on regulatory requirements specifically tailored to their business unit- Conceptualized and spearheaded a new training initiative for all 15,000 employees that significantly reduced training time and regulatory risk exposure. External quotes for the system were $18 million- Oversaw and coordinated external audits and regulatory requests with federal regulators and business units as they arose

Frankfurt Am Main, Hessen, De

- Monitored and assessed deals executed by the trading desk- Produced trading Profit and Loss statements and provided senior executives with risk assessments and financial analysis- Oversaw the compliance of 30-50 profit centers throughout the trade cycle in order to prevent, detect and resolve any material financial errors- Responsible for the performance of month-end accounting and reconciliations across multiple Deutsche Bank entities- Prepared regular variance analysis reports that was distributed to various stake holders globally

Chicago, Il, Us

- Obtained U.S GAAP knowledge and experience during tax season- Assigned to audit a privately held property and casualty insurance company with Revenue of approximately $500 million

Chicago, Il, Us

- Accomplished the restructuring of a clients’ entire financial department including its processes, controls and staffing- Established, maintained and managed all aspects of a new accounting and finance department- Fulfilled the Controller and CFO position for the client and performed associated functions- Constructed and analyzed monthly management reports, accounting reports as well as budgets and variance reports- Performed regular in-depth analysis of accounting transactions, identifying and investigating ratios, trends and fluctuations- Prepared the companies financial statements and related supporting schedules for the annual audit

Chicago, Il, Us

- The only international employee to be accepted into Grant Thorntons' 2009 Secondment Program to the United States.- Actively involved in the budgeting, planning, execution and completion of audits in the following industries:Insurance (Telesure Investment Holdings, CGM Insurance Brokers), Private Equity (Ellerine Brothers), Engineering and Construction (West Rand Engineering, DCD Dorbyl), Real Estate (Summercon Holdings), Defense (GEO Group)- Obtained accounting and auditing experience within both the public and private sector- Presented management reports and recommendations on improving operational efficiencies to clients- Managed and developed audit teams which including motivating, mentoring and coaching trainee personnel- Supervised client engagements reporting directly to senior partners and the clients’ senior executives and owners- Elected by colleagues for 2 consecutive years to the Trainee Accountants Liaison Committee (TALC)

Degree Of Bachelor Of Laws (Llb), Law

Honours Bachelor Of Accounting Science (B Compt Hons)

Bachelor Of Commerce (Accounts)