Alexander Howell, Mba Email & Phone Number

Lincoln, Ne, Us

Kansas City Metropolitan Area

The primary responsibility of this role is to oversee and manage the Fair and Responsible Banking Program in coordination with Compliance senior management. Responsibilities include identifying fair lending and UDAAP risk through use of risk assessments, answering questions, making presentations, managing regulatory change implementations, overseeing exam management, and working with various internal stakeholders in coordinating fair lending and UDAAP strategy. The role also requires me to Lead, mentor and motivate team members to implement the department strategy and manage department workflow with guidance on departmental projects/issues, and provide coaching and development opportunities as appropriate as well as ensure schedules are established for analysis including completion of summary reporting. This role is responsible for overseeing management of the Fair Lending and UDAAP examination activities, including preparation, onsite examiner activities (questions, etc.) and exam follow-up as needed.

Kansas City Metropolitan Area

Provides subject matter expertise and understanding of the spirit and letter of Fair Lending, Responsible Banking and UDAAP regulations and translate them into actionable guidance appropriate to business unit operations enterprise wide.Provides coordination and oversight of annual and periodic updates to various fair banking analysis schedules and project tracking; assessment of respective target dates/progress.Conducts periodic enterprise risk assessments for Fair Lending, Responsible Banking and UDAAP; determination of Business line risk ratings, enterprise risk rating, direction of risk and citing those factors and other rationale considered and that support the same; propose actions or other project plan items.Determines methodology, variables, scope, etc. and assist in conducting UDAAP analysis (lending and non-lending products/services), and fair lending analysis including Underwriting and Pricing regression, Redlining, and Peer identification; respective data extraction (via FFIEC website or other), data mining/analyses, etc.; assessment of initial data results; selection criteria for respective match pair sample size and files for review; and, evaluation for potential unfair discrimination or other fair lending disparities/impact.Collaborates with the bank’s business units to ensure that the control environment is designed to be effective in complying with regulatory guidance and is aligned with the Fair Lending and Responsible Banking and UDAAP compliance risk management program

Kansas City, Mo

This role is responsible for supporting the fair Lending, CRA, UDAAP, Corporate Compliance, and line of business teams through the design and application of data analysis.As a compliance specialist at UMB on the Fair and Responsible Banking team I have been responsible for the development of policy/procedures for, and the execution of analyses associated with HMDA and CRA. This includes identifying and executing on process/system enhancements to facilitate those analyses/relevant KRIs,, maintenance of UMB’s Loan Application Register in the Asurity RiskExec PaaS application, as well as preparation and submission of the register to regulatory agencies. I’ve worked diligently to coordinate across functional silos in the company and expand access to data for UMB’s Compliance Department through the development of the Data Intelligence Program. This program integrates elements of Data Analysis, Data Visualization, and Robotic Process Automation (RPA) to increase efficiency and drive the movement from craft (ad-hoc) to industrial (built in and automated) analyses. I am also responsible for the development of compliance, KRI, and KPI dashboards both internally in compliance and in coordination with the IT department utilizing Power BI.Other general tasks include ad-hoc Marketing Analysis, Branch Distribution Fair-Lending/ Community Reinvestment Act analysis, fee analysis, geographic and demographic mapping analyses, tool development/maintenance for internal staffing skill assessments, ad-hoc issue remediation assistance where large amounts of data are involved, and consultation on other data-centric projects/questions that arise in the department or relevant lines of business.

Kansas City, Missouri Area

The Senior Staff Auditor participates in the planning, execution, and reporting phases of assigned audit projects under the direct supervision of an Audit Project Manager or Audit Director. Specific responsibilities include developing and executing a risk based testing approach for assigned audit segments, performing process walk-throughs, documenting work performed/testing results in a timely manner and effectively communicating with the client and the audit team during all phases of the audit. As a Sr. Staff auditor I have performed audits regarding DFAST, Capital Planning, Capital Markets (Derivatives and swaps,) Model Risk Management validations, cash vaults, Loan Operations, and Healthcare Services, Mortgage, Products & Services, as well as Sarbanes Oxley work for Corporate Trust, Deposits, and Treasury. I have facilitated control self-assessments in Corporate Strategy & Development relating to the Merger, Acquisition, and Divestment group as well as Healthcare Services, and followed up on related issue resolution with Line of Business Management.I'm championing the development of a data analytics program to train audit staff in computer assisted auditing techniques through integrated use of Excel, and IDEA data analytics software. I also have developed training guides and conducted course instruction in Excel for Data Analysis.During the course of my work at UMB, I have also assisted in software configuration and training during a transition from TeamMate to Ideagen's Pentana. This included decisions regarding business entity and process mapping of objectives, risks, and controls, configuration of risk matrices used for analysis, user access, user acceptance assessment. For this project I've been responsible for the development and facilitation of a training program rolled out to staff, senor staff, project managers and directors, and on an ongoing basis serve support role for the audit team.

Kansas City, Missouri

The Staff Auditors participate in the planning, execution, and reporting phases of assigned audit projects under the direct supervision of a Senior Auditor or Project Manager. Specific responsibilities include developing and executing a risk based testing approach for assigned audit segments, performing process walk-throughs, documenting work performed/testing results in a timely manner, and effectively communicating with the client and the audit team during all phases of the audit.Audit work has included elements of alternative investments, system access, application controls, physical security, data integrity, personal and corporate trust, remote deposit capture, DFAST, ACH, SOX, and Regulation O compliance. SOX specific work included Alternative investments, Corporate Trust, Private Wealth Management, Taxes, Fund Accounting and Administration, Transfer Agency, Trust Custody, financial reporting, and IT User Access relating to IPE and Segregation of Duties.

Collinsville, Il

Process transactions including but not limited to check cashing, deposits, consignment items, savings bond, and loan payments.Perform customer maintenance transactions such as check orders, foreign currency, judicial/compliance issues, safe box access, checkbook/overdraft assistance, lost or stolen checks/debit cards, Reg D, account fraud, legal documentation items, loan history, Reg E disputes, stop payments, web requests wires, DDA closings.Provide an unparalleled customer experience in all customer interactions with a focus on efficiency, accuracy, and consistency.Proactively partner with internal partners such as Small Business Officers, Mortgage Officers, Investment Wealth Management, Commercial, and Customer Relationship Managers.

Saint Louis, Mo

Supervised day to day store operations including, but not limited to staff support, metric tracking, store maintenance, opening and closing procedures.Served as Regional Specialist for Clientele. Reviewed stores successes and opportunities in generating return business and reported effectiveness to the district manager and corporate officers.Coordinated with store manager and management staff to plan and implement business and training strategies on a daily, weekly, and monthly basis.Served as temporary store manager, San Jose, CA.

Master Of Business Administration (Mba), Finance, General

Activities and Societies: Taiwan Global Management Consultancy

Bachelor Of Science (B.S.), Accountancy

Activities and Societies: Treasurer and President: Southern Illinois University Edwardsville Gay Straight Alliance

Associate Of Arts (A.A.), General Studies