Harshdeep Singh Sethi Email & Phone Number

Ludhiana, Pb, In

Australia

Financial consultation to existing clients and offering insights into the benefits of services such as LC, SBLC, and BG. Conducting thorough reviews of clients to ensure compliance with AML, KYC, and CTF regulations & implementing effective measures to mitigate risks associated with financial transactions.Generating new leads and converting them into clients within the international trade sector through effective sales strategies and relationship-building.

Ludhiana, Punjab, India

Portfolio Management: Part of the commercial banking team that started and built YES Bank’s Commercial lending portfolio in Punjab Region. Drove the strategic management and expansion of an existing corporate portfolio valued at $200M across 30 clients with meticulous credit assessments and delivering tailored financial solutions. Used to present a rigorously analyzed credit proposal to the highest credit committee of the bank, delineating strategic merits and potential risks. Maintaining… Show more Portfolio Management: Part of the commercial banking team that started and built YES Bank’s Commercial lending portfolio in Punjab Region. Drove the strategic management and expansion of an existing corporate portfolio valued at $200M across 30 clients with meticulous credit assessments and delivering tailored financial solutions. Used to present a rigorously analyzed credit proposal to the highest credit committee of the bank, delineating strategic merits and potential risks. Maintaining relationship and coordinating with all other verticals/branches. (Risk, Operations, Treasury, Back End.)New Business Development: Acquisitions of New to Bank Relationships with a focus to generate the desired asset base and fee incomes for the bank along with maintaining customer satisfaction. Build strong referral networks by organizing and attending industry events thereby helping to enhance bank’s brand presence and increasing market share.Diverse Corporate Portfolios: Effectively managing diverse corporate portfolios spanning industries such as Steel, Textile, Paper, Cycle, Food, Media, and Auto Ancillary across an entire state. Leveraging a comprehensive understanding of each industry's business model to make informed and prudent credit decisions. Manage Portfolio risk: Maintain extraordinary compliance standards, strong due diligence & credit assessment, and detailed account management. Show less

Ludhiana, Punjab, India

New Business Generation: Advised and structured credit/ non-credit facilities to existing/ new corporate customers through direct marketing & sales promotions to increase existing portfolio and improve long term customer retention rate. Relationship & Account Management: Fostered relationships with a diverse client portfolio of 25 accounts totaling $20 M working closely to identify their needs and challenges resulting in improved relationships.Account Monitoring and Credit Evaluation:… Show more New Business Generation: Advised and structured credit/ non-credit facilities to existing/ new corporate customers through direct marketing & sales promotions to increase existing portfolio and improve long term customer retention rate. Relationship & Account Management: Fostered relationships with a diverse client portfolio of 25 accounts totaling $20 M working closely to identify their needs and challenges resulting in improved relationships.Account Monitoring and Credit Evaluation: Evaluated creditworthiness of prospective/existing clients including qualitative and quantitative analysis to improve portfolio profitabilityClient Servicing: Provided prompt solutions to operational client queries hence ensuring high quality customer service. Show less

Ludhiana, Punjab, India

Customer Relationship Management: Partner with SRM to grow a high value, complex and specialized corporate customer portfolio from varied industries and provide extra ordinary customer service. Proactively identify new business deals and cross sell opportunities to contribute towards revenue and balance sheet growthFinancial Analysis: Conduct financial analysis of client performance (including cash flow modelling and financial statements analysis to assess their debt servicing… Show more Customer Relationship Management: Partner with SRM to grow a high value, complex and specialized corporate customer portfolio from varied industries and provide extra ordinary customer service. Proactively identify new business deals and cross sell opportunities to contribute towards revenue and balance sheet growthFinancial Analysis: Conduct financial analysis of client performance (including cash flow modelling and financial statements analysis to assess their debt servicing capabilityCredit Submission writing: Prepare credit proposals including deal structuring and comprehensive risk assessment and analysis Show less

Ludhiana, Punjab, India

Ludhiana, Punjab, India

Experience of 3 months as Relationship Manager in SME Division in AXIS Bank for Ludhiana,Bathinda, Faridkot, Ferozepur, Patiala, districts of Punjab.My main KRA was to develop and onboard New SME clients through quality conversations.

Ludhiana, Punjab, India

My main KRA was to acquire new corporate clients and develop a cordial partnership with them through quality conversations, proactive contact and quick responsiveness. I managed a diversified portfolio of clients across different Industries.I specialize in providing solutions for corporate lending, transactional services, risk and investment structuring for both private and public listed companies.

Ludhiana, Punjab, India

I provide Analytical support to my Relationship Mangers in Commercial Banking Across whole state of Punjab India. My role involves credit and risk analysis, proactive relationship management and compliance across a diverse range of industries as per the Policies of Reserve Bank of India. I work directly with corporate clients including large Privately Owned and Listed companies

New Delhi, Delhi, India

I worked as an Assistant Manager as Credit Administration officer in Regional Office of Bank.I managed end to end documentation of credit applications and timely disbursal of corporate loans I was responsible for Completion of all Pre-Disbursement conditions stipulated by Risk and Credit. I worked closely with the whole Major Client Group team, including Relationship Executives and Account Managers to support our clients end-to-end.

Master Of Business Administration - Mba, Finance, General, First

Cfa, Accouting And Derivatives, 2Nd Grade

Bachelor Of Commerce - Bcom, Accounting, First