Hubert is a seasoned and forward-thinking professional who has devoted his long and successful career to the banking industry. With a focus on digital transformation and process renewal, he has played a pivotal role in helping commercial and central banks evolve to meet the demands of the digital economy. As a co-founder of a digital challenger bank in the UK, Hubert is passionate about delivering practical solutions that help consumers and businesses build wealth while also providing universal access to the tools and knowledge necessary to thrive in today's digital landscape.Given his extensive experience and expertise, Hubert is widely regarded as a leading authority on this topic, and he is frequently called upon to advise banks on how to stay ahead of the curve. He is deeply committed to the banking and finance industry and is always looking for ways to improve its efficiency and effectiveness. He firmly believes that digital technology and CBDC can play a major role in this, and he is excited about the potential of digital banking and commerce.Aside from his work in the banking sector, Hubert is also a prolific writer and speaker who enjoys sharing his insights on the future of banking and how digital transformation can benefit both businesses and consumers. He is a strong advocate for financial inclusion and micro-banking projects and firmly believes that fintech can be instrumental in reinventing banking for the digital economy, while also helping to deliver banking services to the underprivileged and underbanked.Hubert's contributions to the industry are not only limited to his expertise and experience but also extend to his published works. He has written "Roadmap to successful Core Banking Implementation" in cooperation with the Asian Banker Journal. Overall, Hubert is an outstanding professional who is dedicated to helping the banking industry thrive in the digital age.