Hugh E. Email and Phone Number

• Underwrites loan transactions in accordance with the Small Business Administration (SBA) 504 loan program in order to determine borrower risk, repayment adequacy, and program eligibility. Have underwritten $80MM+ of SBA approved debenture to date.• Reviews appraisal and environmental due diligence reports to determine collateral risk and valuation.• Assists in training Credit Analysts

• Underwrote SBA 504 loans with guided support from Senior Underwriting Team• Assisted Business Development Officers in client meetings with presenting loan breakdowns and preparing loans for Underwriting• Provided support with prequalification spreads and loan packaging letters

• Spread and pre-qualified 250+ financial packages on potential new leads• Packaged commercial real estate loans for underwriting analysis made through the Small Business Administration (SBA) 504 loan program• Administrative tasks, such as updating CRM, Ventures+, and document saving

• Serviced 200+ current small business client loans to check for consistent solvency• Worked on expanding and marketing the SBA 504 loan program and the newly adopted community advantage program across California

• Coordinated, taught, and ensured the safety in swim lessons to 100+ swimmers of various ages and experience levels• Oversaw the safety of up to 80 swimmers of all ages in numerous pools • Trained to rescue active and passives swimmers in distress and provide emergency care until EMS arrives

•Serviced 100+ active wealth management portfolios; assisted financial advisors on their new leads•Trained new hires on financial software, SEC Compliance, CRM Management, and MorningStar Reports•Gained small business acumen

• 2nd degree black belt, junior instructor, and member of the leadership club • Actively taught and assisted Tae Kwon Do martial arts and self defense skills such as kicks and forms to children and students