LIBOR Transition Programme at HSBC. The project is an EY assignment for its client HSBC which has a regulatory requirement to transition over 2,500 customers from LIBOR to a new benchmark (Base Rate or SONIA), by 31 December 2021.

Remediation project working on the rectification and validation of Basel Loss Given Default (LGD) data on c.4,000 commercial loans that were impaired or defaulted. The project is an EY assignment for its client HSBC.

Following the liquidation of British Study Centres in July 2020 (financially impacted by the Covid-19 pandemic), BSC Education Ltd was formed as a successor company. Assisting with the payment process, the establishment of new processes and procedures and ensuring cashflow is closely monitored and optimised.

Day-rate freelance contractor. Available for contracts inside or out of IR35.

Working in the Finance Dept assisting in a remediation exercise related to aged debt, property management and producing MI board packs with analysis and commentary.

• Programme delivered in a full Agile environment.• Facilitated in the delivery of two new mortgage online portals: execution only (origination) and retentions (existing customers).• Participated in Agile ceremonies such as sprint planning, product backlog, user stories, scrums, stand-ups, retrospectives and campfires. • Worked directly with Computershare Loan Services (CLS), the third-party supplier, as part of the Bank’s outsourced mortgage servicing solution.• Operating… Show more • Programme delivered in a full Agile environment.• Facilitated in the delivery of two new mortgage online portals: execution only (origination) and retentions (existing customers).• Participated in Agile ceremonies such as sprint planning, product backlog, user stories, scrums, stand-ups, retrospectives and campfires. • Worked directly with Computershare Loan Services (CLS), the third-party supplier, as part of the Bank’s outsourced mortgage servicing solution.• Operating within challenging deadlines, ensured Bank was in a state of operational business readiness to enable a successful Go-Live. Show less

• Remediation of the franchised mortgage book that had valuation data quality issues post data and system migration (from Lloyds platform).• Impact assessment on a potential change to the existing valuation methodology of mortgaged properties, from an HPI indexation to an Automated Valuation Model approach (AVMs).• Revise and implement a new property valuation form used by external surveyors that streamlines the valuation process and captures the relevant policy rules and flags… Show more • Remediation of the franchised mortgage book that had valuation data quality issues post data and system migration (from Lloyds platform).• Impact assessment on a potential change to the existing valuation methodology of mortgaged properties, from an HPI indexation to an Automated Valuation Model approach (AVMs).• Revise and implement a new property valuation form used by external surveyors that streamlines the valuation process and captures the relevant policy rules and flags, whilst in-tegrated into the origination platform, MSO. Show less

Involved in four Risk Data remediation projects as part of Data Strategy and Transformation within RBS’s Root Cause Analysis and Remediation Programme: • Facilitated the back-book fix to correct reporting and enable remediated data from the 2017 GMS LTV Remediation Project to feed into and be consumed by the Credit Risk system, Athena, for reporting and regulatory purposes. • Remediated issues that impacted accurate Days Past Due reporting for credit card customers. Collaborated… Show more Involved in four Risk Data remediation projects as part of Data Strategy and Transformation within RBS’s Root Cause Analysis and Remediation Programme: • Facilitated the back-book fix to correct reporting and enable remediated data from the 2017 GMS LTV Remediation Project to feed into and be consumed by the Credit Risk system, Athena, for reporting and regulatory purposes. • Remediated issues that impacted accurate Days Past Due reporting for credit card customers. Collaborated with external third-party supplier (TSYS), Collections & Recoveries, MI and Finance teams and also business architects.• Worked closely with Risk, Enterprise Solutions and offshore developers in the remediation of issues impacting accurate Days Past Due reporting for Retail products. • Liaised with Ulster Bank Wholesale franchise in the identification and implementation of a corrective adjustment to the Days Past Due count for Non-Performing Exposures.• Problem solving and as-is/to-be process mapping to identify end-to-end solutions. Show less

Delivery of largescale Mortgage LTV data remediation project at RBS on its mortgage book. Remediated data quality issues which impacted the LTV calculation and downstream reporting. • Circa 65,000 mortgage accounts remediated out of 930,000 multi-franchise mortgage book.• Information gathering and interviewed Subject Matter Experts (SMEs) to collate business requirements and identify the issues affecting indexed valuation data.• Liaison with SMEs, Project sponsors and… Show more Delivery of largescale Mortgage LTV data remediation project at RBS on its mortgage book. Remediated data quality issues which impacted the LTV calculation and downstream reporting. • Circa 65,000 mortgage accounts remediated out of 930,000 multi-franchise mortgage book.• Information gathering and interviewed Subject Matter Experts (SMEs) to collate business requirements and identify the issues affecting indexed valuation data.• Liaison with SMEs, Project sponsors and stakeholders.• Facilitated workshops attended by representatives from the impacted business areas.• Captured data flows of the new Athena feed, process mapping and reporting requirements, which would enable remediated data to flow to and be consumed in Athena.• Collaborated with third-party suppliers (Landmark Analytics and L&G Surveying Services). Show less

Credit Risk Analyst in the second-line-of-defence Risk team. Role was to ensure the effective data management and data quality of key data elements, investigation and remediation of issues that impacted the calculation of RWA. Monthly RWA data risk assurance report writing to senior management.

Twelve month contract as Portfolio Manager responsible for a portfolio of PPP/PFI and infrastructure assets.The projects - the majority based in the UK, plus Europe and UAE - included schools, hospitals, toll roads, LIFT, energy from waste plants amongst other infrastructure assets. This enabled a sound understanding of cash flow lending and SPV structures whilst working with various sponsors across a range of assets and issues.Liaised closely with Origination in the handover… Show more Twelve month contract as Portfolio Manager responsible for a portfolio of PPP/PFI and infrastructure assets.The projects - the majority based in the UK, plus Europe and UAE - included schools, hospitals, toll roads, LIFT, energy from waste plants amongst other infrastructure assets. This enabled a sound understanding of cash flow lending and SPV structures whilst working with various sponsors across a range of assets and issues.Liaised closely with Origination in the handover of new transactions and assisted with refinance opportunities and sell-downs, fielding questions and responding to due diligence raised by prospective third-party debt purchasers in the secondary market.Collaborated regularly with Credit Department in the ongoing monitoring of portfolio and on a daily basis with Credit for stressed projects or those transactions that were on the warning list. Show less

Loan Manager with a portfolio of 24 PFI assets, technical and commercial experience was gained in the management and monitoring of the credit risk for these transactions. The projects included schools, hospitals, prisons, MoD, and street lighting among other infrastructure assets. The borrowers comprise of Special Purpose Vehicles, each consisting of a consortium of different companies - mainly large PLCs from the construction sector and equity/fund investors. In addition to the… Show more Loan Manager with a portfolio of 24 PFI assets, technical and commercial experience was gained in the management and monitoring of the credit risk for these transactions. The projects included schools, hospitals, prisons, MoD, and street lighting among other infrastructure assets. The borrowers comprise of Special Purpose Vehicles, each consisting of a consortium of different companies - mainly large PLCs from the construction sector and equity/fund investors. In addition to the 'traditional' PFI transactions, my portfolio includes other more diverse types of financially structured deals such as Collateralised Loan Obligations, Treasury Conduits and Funds. Show less

Loan Manager with a portfolio of PFI/PPP projects in the Loan Management - Infrastructure Finance team. This team was part of Bank of Scotland Corporate within HBOS and consisted of 14 Specialised Industry Finance colleagues that managed the credit risk and performance of the senior debt portfolio of over 170 projects, valued at c.£12.5bn (including swap/derivative exposures). In addition to being a Loan Manager for the senior debt, the position also entailed performing the Agent Bank… Show more Loan Manager with a portfolio of PFI/PPP projects in the Loan Management - Infrastructure Finance team. This team was part of Bank of Scotland Corporate within HBOS and consisted of 14 Specialised Industry Finance colleagues that managed the credit risk and performance of the senior debt portfolio of over 170 projects, valued at c.£12.5bn (including swap/derivative exposures). In addition to being a Loan Manager for the senior debt, the position also entailed performing the Agent Bank function for a syndicate of other lenders and the Account Bank role for the borrower facilitating debt drawdowns and transactional banking. Show less

Part of the relationship management team that serviced and provided tailored facilities to organisations with large numbers of client accounts to enhance the management of client funds. Client Banking is a leading provider of banking and online technology to stockbrokers, fund managers, solicitors and pension administrators. As well as the deposit gathering focus of the role, Client Banking has a complementary service to high net worth individuals.

Various training roles and secondments across Bank with second year placement in Client Banking.