With $90 billion in assets, City National Bank provides banking, investment and trust services through 74 offices, including 19 full-service regional centers, in Southern California, the San Francisco Bay Area, Nevada, New York City, Nashville, Atlanta, Minneapolis and Washington D.C. In addition, the company and its investment affiliates manage or administer $93.2 billion in client investment assets. City National is a subsidiary of Royal Bank of Canada (RBC), one of North America’s… Show more With $90 billion in assets, City National Bank provides banking, investment and trust services through 74 offices, including 19 full-service regional centers, in Southern California, the San Francisco Bay Area, Nevada, New York City, Nashville, Atlanta, Minneapolis and Washington D.C. In addition, the company and its investment affiliates manage or administer $93.2 billion in client investment assets. City National is a subsidiary of Royal Bank of Canada (RBC), one of North America’s leading diversified financial services companies. RBC serves more than 17 million personal, business, public sector and institutional clients through offices in Canada, the United States and 27 other countries. Our Website: www.cnb.com. Main Responsibilities:• Underwrite new business loans including C&I, Owner-User and Investor CRE, SBA 504 for businesses with revenue size typically up to $20 million• Review loan applications, third party reports, evaluate and determine credit structure and terms, analyze industry information, business historical performance, risks, and mitigating factors• Conduct Borrower interviews to further understand business background and operations and make final recommendations for approval or non-approval• Use working knowledge to identify loan policy exceptions and appropriate portfolio monitoring codes, ensure risk rating is correct and supported in the final Credit Memorandum• Maintain up-to-date knowledge on all Bank lending policies and regulations Show less

Pacific Premier Bank (PPB) is one of the strongest performing, diversified, and fastest growing community banks in the nation with total assets of $6.44 billion as of June 30, 2017. Our commitment to providing unparalleled customer service, supporting the businesses and individuals in the community we serve, and enhancing shareholder value guides us in everything we do.1) 5-Star Rating from Bauer Financial - Recommended for 41 consecutive quarters - 2016 2) Super Premier… Show more Pacific Premier Bank (PPB) is one of the strongest performing, diversified, and fastest growing community banks in the nation with total assets of $6.44 billion as of June 30, 2017. Our commitment to providing unparalleled customer service, supporting the businesses and individuals in the community we serve, and enhancing shareholder value guides us in everything we do.1) 5-Star Rating from Bauer Financial - Recommended for 41 consecutive quarters - 2016 2) Super Premier Performing Bank - Findley Reports - 2016 3) "Sm-All Star"​ by Sandler O'Neill + Partners – 2015Our Website: https://www.ppbi.com/We are listed on NASDAQ: PPBIMain Responsibilities:• Managed a growing loan portfolio of 30+ relationships• Underwrote loan extensions and modifications for the assigned portfolio of loans• Underwrote new loan requests for existing and new borrowers (C&I, Owner Occupied CRE, Non-Owner Occupied CRE)• Completed loan reviews and grade loans by collecting and analyzing updated financial information • Tracked loans for delinquency and covenant compliance and reported any adverse situations• Used working knowledge of loan policy to identify loan policy exceptions• Ensured all updated information is maintained in files including all approvals, financials reporting and documentation related to modifications, extensions, forbearance and waivers, etc.• Coordinated with Relationship Managers, Loan Processing, Loan Servicing and Loan Documentation in managing existing credits Show less

Pacific Premier Bank (PPB) is one of the strongest performing, diversified, and fastest growing community banks in the nation with total assets of $6.44 billion as of June 30, 2017. Our commitment to providing unparalleled customer service, supporting the businesses and individuals in the community we serve, and enhancing shareholder value guides us in everything we do.Main Responsibilities:• Underwrote small business loans and lines of credit• Recommended a loan grade and… Show more Pacific Premier Bank (PPB) is one of the strongest performing, diversified, and fastest growing community banks in the nation with total assets of $6.44 billion as of June 30, 2017. Our commitment to providing unparalleled customer service, supporting the businesses and individuals in the community we serve, and enhancing shareholder value guides us in everything we do.Main Responsibilities:• Underwrote small business loans and lines of credit• Recommended a loan grade and approval of loans• Spread tax returns and financial statements and analyzed cash flow to evaluate debt service coverage and related credit risk• Analyzed financial statements to identify, interpret and explain root cause of operating trends• Reviewed A/R and A/P agings for credit concentrations and quality of customers• Examined WIP reports for contractors to evaluate backlogs and future growth potential• Prepared loan documents and funded approved loans and lines of credit Show less

Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $116 billion as of December 31, 2015. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 417 retail branches in California, Washington and Oregon. The bank operates commercial branches in Dallas, Houston, Atlanta, New York and… Show more Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $116 billion as of December 31, 2015. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 417 retail branches in California, Washington and Oregon. The bank operates commercial branches in Dallas, Houston, Atlanta, New York and Chicago, as well as two international offices.Our Website: https://www.UnionBank.com/Main Responsibilities:• Spread financials on various business credit requests including Commercial Real Estate Purchase and Refinance, Working Capital, Lines of Credit, Business Term Loans, Equipment Financing, SBA 7A/504 using the Bank’s spreading application• Monitor existing loan covenants by analyzing updated Interim Financial Statements (Balance Sheet and Profit & Loss), A/R and A/P Aging Statements,Personal Financial Statements, etc.• Test loan covenants and ratios including Debt Service Coverage, Current and Quick Ratios, Debt to Tangible Net Worth, Borrowing Base, Liquidity, Out of Debt Period etc.• Facilitate loan closing by updating loan package with all required information Show less

Finance Store is a leading corporate service organization that specializes in developing customized growth strategies. We provide advanced marketing, consulting, legal, and credit services to help companies create sustainable competitive advantages.Year 2013, we are officially in the 2013 Inc. 500 List! Overall, we finished at #147 in the country, #26 in California, and #8 both in our industry and in the Los Angeles area.Main Responsibilities:• Assisted on building SBA Loans… Show more Finance Store is a leading corporate service organization that specializes in developing customized growth strategies. We provide advanced marketing, consulting, legal, and credit services to help companies create sustainable competitive advantages.Year 2013, we are officially in the 2013 Inc. 500 List! Overall, we finished at #147 in the country, #26 in California, and #8 both in our industry and in the Los Angeles area.Main Responsibilities:• Assisted on building SBA Loans product with focus analysis on cash flow (both commercial and global), credit, collateral, etc.• Performed credit analysis for our Business Term Loan program including cash flow, collateral, credit, asset coverage, A/R and A/P aging etc.• Built Equipment Leasing program which helps small businesses to get needed equipment to start and grow their businesses while saving working capital and enjoy tax benefits• Coordinated with our East Coast Office to develop Personal Lines of Credit and Loans (PLOC) product with focus analysis on credit and debt to income ratio (DTI) Show less

• Analyzed the market potential, pricing, risks, profitability of the new Private Investor Program and presented it to the management• Analyzed the annual rate of return of various financial instruments and promoted product Diamond Retirement Funding to clients; authored a blog article titled “How to Make Your Retirement Fund Profitable”• Researched credit market and contacted banks to update latest financing solutions for clients• Built the consultation database by addressing100… Show more • Analyzed the market potential, pricing, risks, profitability of the new Private Investor Program and presented it to the management• Analyzed the annual rate of return of various financial instruments and promoted product Diamond Retirement Funding to clients; authored a blog article titled “How to Make Your Retirement Fund Profitable”• Researched credit market and contacted banks to update latest financing solutions for clients• Built the consultation database by addressing100 small business financing problems in collaboration Show less

• Analyzed stock market using internally designed software and provided recommendations to customers• Provided technical support to existing and new customers by in person visits• Improved customer experience by conducting over 1500 telephone interviews with customers• Developed an Excel spreadsheet on monitoring stock holdings of Citigroup Inc. in China

• Performed regional research, trade interviews, and market trend analysis on supply chain security • Interviewed over 20 heads of Customs Organizations, trade associations, and giant private enterprises in Singapore, Taiwan, Hong Kong, China, South Korea, and Indonesia• Enhanced client’s understanding on the Asia Pacific market and it's huge potential by delivering a comprehensive report

• Conducted the literature review process by scanning through top rated academic journals;• Obtained more than 200 highly rated academic journals through rigorous research on local and foreign sources of innovation of Chinese firms and determinants of innovation performance in emerging economies

• Hosted and delivered numerous English learning sessions for a large pool of students normally exceeding 200 per session; • Tripled enrolled student number and doubled teaching personnel in the first six months;• Made a huge contribution to the platform (directly and indirectly increased the affiliated functions) by creating a positive and fun learning environment