Hur Kazmi (Acca, Mcom, Bsc Hons-Uk) Email & Phone Number

Lahore, Pk

Lahore, Punjab, Pakistan

• Develop, implement and maintain risk management policies and procedures in Audit Risk Register • Prepare of annual risk based audit plan• Identify potential risks and compliance issues and develop mitigating strategies• Review and analyze financial statements, reports, and other documents• Liaison with other departments to ensure adherence to policies and regulations and attain required documents for internal audit purpose• Monitor changes in regulations and industry trends to ensure compliance and mitigate risks• Conduct audits to assess compliance with internal policies, regulatory requirements and industry standards • Prepare reports and presentations• Maintain organized system of physical and digital audit and project agreement records• Conduct Pre-Audit reviews of all vendors, consultants and third party agreements• Devise strategies to address identified risks and compliance issues• Participate in departmental meetings and provide inputs on risk management and compliance matters• Stakeholder management

Punjab, Pakistan

• To ensure that audit reports are prepared in compliance with Global Internal Audit Standards issued by The Institute of Internal Auditors (IIA).• keep Audit Master Data up-to-date with latest developments and changes in internal controls and regulatory requirements.• Discuss findings with various stakeholders and work proactively with problem solving approach for conclusion.• Provide sound technical guidance to audit team members in an efficient and effective manner.• Continuous improvement in quality assurance system to provide reasonable assurance to stakeholders thatinternal audit activity conforms with International Standards for professional practices of Internal Auditing, Bank’s Internal Control System, Internal Audit Polic, the organization’s risk and control assessment framework, and international & local laws.

Lahore, Punjab, Pakistan

As Senior Officer Monitoring, QA and Whistle Blow, I am mostly responsible for the following tasks:- To maintain and administer Audit Management software- To conduct quality review of audit assignments carried out by audit teams- To manage follow up of audit observations highlighted by audit teamsJuly 2022 – Present- To update Audit Master Data in light of changes made in internal controls and regulatory requirements- To review and ensure that the work performed by audit teams, audit working papers along with audit evidence andaudit report are in accordance with the IIA standards and QAIP- To ensure that working papers of audit engagements are supported by sufficient and appropriate audit evidence.- To discuss the audit findings with the audit teams (auditees) and finalize the report in Audit Software- To provide technical guidance to audit team members- To develop, implement, and maintain a system of quality assurance in order to provide reasonable assurance tostakeholders that internal audit activity conforms to International Standards for professional practices of Internal Auditing and Code of Ethics of Institution of Internal Auditors, Bank’s Internal Control System & Audit Policy approved by Board Audit Committee (BAC), the organization’s risk and control assessment framework, international & local laws.- To prepare data reports and presentations for Board Audit Committee and Management Committee as and when required

Lahore, Punjab, Pakistan

As Senior Officer Business Risk Review, I was mostly responsible for the following tasks:- To ensure that disbursement cases of Islamic Finance for Renewable Energy (IFRE) comply all the SBP Policiesand regulations- To conduct risk reviews of credit facilities provided to SME, Commercial and Corporate clients by the bank- To check the documentation of credit files for both commercial and Islamic banking in compliance with Bank`sinternal policies and SBP regulations.- To perform financial analysis of clients availing credit facilities- To redraft financials and calculations of ratios to assess going concern of businesses- To identify inconsistencies in audit data or results, define business issues and formulate recommendations onpolicies, procedures or practices- To appropriately assess risk when business decisions were made, demonstrated particular consideration for thefirm's reputation and safeguarding bank, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Lahore, Pakistan

As Shari`ah Auditor, I was responsible for the following tasks:- Applying internal audit standards, policies, and regulations to provide timely audit and influence audit scope toconduct Shari`ah audits of Branches and Management offices including but not limited to Credit Operations, CreditAdministration, Treasury, Digital Banking, Microfinance, and Consumer financing.- Drafting and finalization of Shari`ah Audit Reports.- Conducting audit of Pool Management System on Quarterly and Annual Basis.- Reporting to Head Shari`ah Audit, Shari`ah Board (SB) and Board Audit Committee (BAC) regarding the auditfindings.- Compliance testing of the observations and follow-up with Shari`ah Board. Also, discuss Non-Shari`ah Compliantissues in Bank`s operations with them- Presenting final Shari`ah audit report in Shari`ah Board Meeting.- Preparing Shari`ah audit plan for the year.- Monitor, assess, and recommend solutions to emerging risks.- Providing Trainings of Islamic Banking and Finance to coach team members in throughout audit process.- Contributing to the development of audit process improvements, including the development of automatedroutines.

Lahore, Pakistan

As part of the team member for RAR (Jan 2018 – Jun 2018) based in Lahore, I performed the following tasks:- Conducted risk reviews of credit facilities provided to SME and Corporate clients by the bank- Checked the documentation of credit files for both commercial and Islamic banking in compliance with Bank`sinternal policies and SBP regulations.- Performed financial analysis of clients availing credit facilities- Redrafted financials and calculations of ratios to assess going concern of businesses- Identifying inconsistencies in audit data or results, define business issues and formulate recommendations onpolicies, procedures or practices- Appropriately assessed risk when business decisions were made, demonstrated particular consideration for thefirm's reputation and safeguarding bank, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Lahore, Pakistan

As part of the team member for Branch Audit based in Lahore, I was responsible for assisting the leadership in following activities:- Conducted branch audits of both Islamic and Conventional branches.- Performing ICFR of Agricultural credits.- Reporting to Mid-level Management.- Checking compliance status of the branch internal audit observations.- Investigation of Fraud instances

Lahore, Pakistan

As part of the Credit Operations team based in Lahore, I performed the following tasks:- Booking of Murabaha and Ijara transactions into the system- Scheduling of Payments to highlight the late submissions for calculation of charity accordingly- Deducting instalments of clients- Distribution of credit facilities- To maintain liaison with Credit Administration department to ensure that financing facility is backed by enoughsecurity collateral and is in line with the approved financing limit

Lahore, Punjab, Pakistan

Worked as an internee in branch operations

Advance Diploma In Accountancy

Acca, Audit, Finance And Financial Management Services, Accounting

Member

Bsc (Hons), Applied Accounting

Certified Accounting Technician, Accounting, Finance, Audit, Uk Tax

Passed in First Attempt