Hurr Raza Email & Phone Number

Calgary, Alberta, Canada

Lahore, Pakistan

United Arab Emirates

As in charge of treasury i was responsible for all the treasury, AP and AR related tasks of global operations. This includes the Management Consulting, Corporate Finance and Private Equity business of Delta Partners.

United Arab Emirates

As a Group Financial Controller i was ultimate responsible for all the finance operations and regulatory reporting. I was managing a team of over 25 people working at different locations as NGI is a huge conglomerate having more than 15 companies across many different countries.

United Arab Emirates

As a Credit Manager, I am responsible for reviewing credit proposals under the designated area to ensure the completeness, Validity and compliance of such proposals with the bank credit policies and procedures. Efficiently maintaining portfolio credit quality by ensuring regular credit reviews, monitoring of risk concentrations and early identification of problem situation. Involved in ongoing risk assessment of the portfolio by keeping abreast of significant developments in the market, economic and political situation for the purpose of assessing potential risk on the right time. Analyzing and reviewing credit risk packages and special transactions requests, to ensure capturing adequate level of data for risk calculation, structuring, and pricing. Performing research on general economic conditions, sector wise performance research, research on existing and prospective clients, research on general client behavior and any other information which may be relevant for the risk.I am accountable for preparing credit proposals for approval from management, credit approvals and denials, deficiency letters to clients and other correspondence. Proficiently validating risk rating and ensuring appropriateness of pricing as compared to risk also involved in identifying risks, mitigates and exit strategies and ensure their appropriateness. Investigate history of subject borrower, credit standing, and relationship with the Bank. Analyzing data and producing clear and objective reports that include the degree of risk involved in extending credit or lending money. Setting and fine-tuning an excellent operational base which is ratified by a very high customer retention ratio, focused on productivity and operational efficiency translating into cost savings and bottom line improvement.

Pakistan

As a Credit Manager, I assessed the feasibility of different projects to recommend suggestions on starting up or not. I was responsible for consolidating accounts of different companies at Pakistan level, including powder and paints company in accordance with IFRS standards. Conducted credit analysis and risks assessment of clients based on Industry, financial, management and business model parameters. Constantly monitored the performance of the team to ensure that they complete their targets related to advance, disbursement, recovery etc. I was responsible for analyzing prospective customer’s financial statements by using different techniques, including ratios, consistency between different items of financial statements and using your own judgement.I efficiently evaluated credit worthiness of prospective as well as existing customers considering the security provided and be alert to any circumstance which might lead to Bad debt for the company with the accountability of assigning credit limit to the customers. Prepared bank position including Daily sales, collection, payment, receivables, Bounced cheques, inventory position and bank reconciliations on MTD basis. Maintained effective coordination with the banks regarding LC documents, Deposits, Investments and also prepared bank position to foresee any cash requirement. Prepared bank position including Daily sales, collection, payment, receivables, bounced cheques, inventory position and bank reconciliations on MTD basis. I was involved in maintaining working capital, investing extra cash in hand and planning cash flows for the period.

Lahore | Pakistan

As Senior Audit & Assurance, I was involved in performing analysis and reviews of financial statements, including cash flow statements of various industry clients. Ensured compliance with management policies, identified weaknesses in the system for legal risks and examined financial statements to ensure compliance with National and International Reporting Frameworks, primarily comprising of International Financial Reporting Standards (IFRSs). I was accountable for performing due diligence on special assignments by assessing the performance of agreed upon procedures and preparing reports as per engagement requirements, relevant laws and International Standards on Auditing as applicable in Pakistan.Ensured compliance with IFRSs as applicable in Pakistan and Companies Ordinance 1984 while assessing various areas of financial statements such as employee benefits, taxation, foreign currency transactions etc. I served several clients including commercial banks, non-banking financial institutions, non-governments organizations, service concerns and large manufacturing concerns.

Jeddah | Saudi Arabia

Whilst at Saudi Arabia, I gained extensive knowledge & understanding of International Accounting Standards, Audit Planning & Procedures and audit program for different areas of the financial audit. Acquired knowledge of various audit techniques to perform the effective audit task. Efficiently involved in the audits of the Companies. I have served many clients, including non-banking financial institutions, non-governments organizations, service concerns and large manufacturing concerns.

Lahore | Pakistan

As an Audit Associate, I proficiently worked under the supervision of audit supervisors and audit manager while and worked in the capacity of junior level audit staff. Reviewed compliance with policies, procedures and government laws and regulations; reported results and provided recommendations to management of the company. Skillfully handled the work performed while communicated the audit findings and prepared the audit of working papers. Coordinated with the audit authorities for conducting audits to ensure preparation and maintenance of accounts as per the pre-set accounting standards. Maintained compliance with legal and organizational policies.

Lahore | Pakistan

As a Senior Auditor, I carried out audit functions, defining audit schedules, preparing quick, accurate financial information and reports to communicate audit findings and financial data. Successfully standardized & managed the accounting system of the company and maintain uniform accounting practices for the smooth running of the business while ensuring compliance with accounting standards & procedures.Provided audit assurance regarding physical verification of fixed assets at different locations of the company and their reconciliation with the accounts department. Responsible for Client service risk management, team management, and billing and internal firm compliance's for the internal audit services.

Chartered Accountant, Financial Accounting, Business Planning, Corporate Laws Etc

Cfa, Portfolio Management, Financial Analysis

O/A Leve, Accounting,Economics And Business Studies