Establishing the systematic infrastructure of the process management application (framework) in which the rating process will be operated, modernized and user-friendly rating process,Integrating the decision engine (SAS Intelligent Decisioning) to the framework to run the models,Establishing of data analytics product (SAS Studio) and advanced and automated Top Management Dashboard reporting environment (SAS Visual Analytics),

► Rating & Scoring Models development and maintenance► Retail Scorcard Models development and monitoring► Decision Tree & Decision Support Systems► IFRS9 Models (PD, LGD, EAD, Macroeconomic Models)► Credit Risk MIS Reports & Ad Hoc Analysis to Top Management

► Initial and periodic validation of rating/scoring models► Validation of ICAAP► Validation of underwriting and monitoring systems, credit policy rules► Prepare validation reports and communicate outcomes► Monitoring&reporting on performance of the models

► Reporting about the loan portfolio quality to the Board, Audit, Credit and Risk Committees includes financial key ratios such as NPL, NCL, delinquency, restructured loans and risk distributions based on segment, sector, product, allocation authority, exc.► Conducting risk measurement calculations for Pillar I and Pillar II risks within the context of ICAAP and preparation of ICAAP report,► Making Ad-hoc analysis regarding loan portfolio, such as restructured loans vintage analysis… Show more ► Reporting about the loan portfolio quality to the Board, Audit, Credit and Risk Committees includes financial key ratios such as NPL, NCL, delinquency, restructured loans and risk distributions based on segment, sector, product, allocation authority, exc.► Conducting risk measurement calculations for Pillar I and Pillar II risks within the context of ICAAP and preparation of ICAAP report,► Making Ad-hoc analysis regarding loan portfolio, such as restructured loans vintage analysis, new booking performance analysis, branch managers loan portfolio quality levels analysis, exc.► Monitoring and reporting Bank risk appetite structure results, taking necessary actions,► Carrying out monthly, quarterly, yearly and ad-hoc stress tests and determining necessary actions together with related business families,► Determination of liquidity buffer via stress tests,► Development of new methodology to calculate core deposit ratio and applications of this methodology to bank portfolio,► Supporting projects that are conducted within the context of risk management,► Determination of compliance level to best practice guidelines issued by BRSA, monitoring legislations and taking necessary actions,► Preparing/Revising policy, procedure and processes regarding risk management. Show less

► Preparing monthly MIS risk reports includes credit, market, operational, liquidity and other risk to the Top Management, ► Reporting monthly loan portfolio quality report and Ad-Hoc analysis to the Credit Committee, ► Preparing regulatory market risk reports on monhtly basis,► Calculating market risk with VaR method for internal purposes, ► Preparing credit risk prudential report with SAMA (Saudi Arabian Monetary Agency) rules on monthly basis for main shareholder NCB,►… Show more ► Preparing monthly MIS risk reports includes credit, market, operational, liquidity and other risk to the Top Management, ► Reporting monthly loan portfolio quality report and Ad-Hoc analysis to the Credit Committee, ► Preparing regulatory market risk reports on monhtly basis,► Calculating market risk with VaR method for internal purposes, ► Preparing credit risk prudential report with SAMA (Saudi Arabian Monetary Agency) rules on monthly basis for main shareholder NCB,► Keeping up to date with any developments in risk management which might affect how the bank’s capital adequacy assessments,► Monitoring the compliance of the limits determined in bank risk appetite for all risk types, ► Preparing ICAAP (Internal Capital Adequacy Assessment Process) report in line with BRSA regulations. ► Monitoring and reporting limits allocated for counterparty banks, ► Monitoring trend of market factors and related data collection, ► Monitoring the level of the Bank's market risk positions, ► Calculating and monitoring liquidity early warning indicators to ALCO, ► Making country risk assessments, ► Supporting other business lines with the perspective of risk. ► Developing systems and procedures to ensure the efficient and effective risk management and compliance with regulatory requirements. ► Designing and implementing an overall risk management process for the organization. Show less

► Monitoring and reporting market risk capital requirement,► Monitoring and reporting limits allocated for counterparty banks,► Monitoring trend of market factors and related data collection,► Monitoring the level of the Bank's market risk positions,► Monitoring the compliance of the limits determined in bank risk appetite for all risk types,► Performing backtesting to check the accuracy of the calculations,► Calculating and monitoring liquidity triggers and… Show more ► Monitoring and reporting market risk capital requirement,► Monitoring and reporting limits allocated for counterparty banks,► Monitoring trend of market factors and related data collection,► Monitoring the level of the Bank's market risk positions,► Monitoring the compliance of the limits determined in bank risk appetite for all risk types,► Performing backtesting to check the accuracy of the calculations,► Calculating and monitoring liquidity triggers and targets,► Preparing internal and external reports related to risk management,► Country risk assessments,► Supporting other business lines with the perspective of risk.► Developing systems and procedures to ensure the efficient and effective risk management and compliance with regulatory requirements.► Monitoring all changes related to risk management to ensure that the bank complies with regulatory requirements.► Keeping up to date with any developments in risk management which might affect how the bank’s capital adequacy assessments.► Designing and implementing an overall risk management process for the organization.► Managing the process of identifying and assessing the risks affecting the business Show less

Within the scope of related Risk Management audits; -SME Loans Application Scoring Models and Systems, -Risk Management Activities Assessment,-Internal Capital Adequacy Assessment Process (ICAAP),-SME Loans Scoring Behavioral Models and Systems, -Risk Management Policy and Procedures Assessment,-Enterprise Risk Management (ERM) Project Company Selection Process were carried out and validation of models are performed.During the audits, regulations and Communiqué… Show more Within the scope of related Risk Management audits; -SME Loans Application Scoring Models and Systems, -Risk Management Activities Assessment,-Internal Capital Adequacy Assessment Process (ICAAP),-SME Loans Scoring Behavioral Models and Systems, -Risk Management Policy and Procedures Assessment,-Enterprise Risk Management (ERM) Project Company Selection Process were carried out and validation of models are performed.During the audits, regulations and Communiqué of the banking regulation and supervisory board (BDDK), Basel II and III Capital Accord and risk parameters, international standarts and global best practices, risk management legislations, policies and procedures of the bank, results of stress tests and scenario analyzes carried out on the basis of risk, interoperability of applications related to risk management throughout the bank are covered.Evaluated scoring models and systems results related to the banks' other activities in the scope of the effectiveness of processes, integrity, competence, efficiency and performance.Evaluated the adequacy of the services, completeness, accuracy, quality and performance from model development offered by consulting firm.Evaluated the performance of the scoring systems and related business units responsible for the bank, credit risk management models and processes, credit allocation, risk-adjusted pricing and allocation of capital adequacy.Also, prepared periodic reports on treasury risk limits of Akbank (annually) and financial reports comparisons of 4 leader banks in Turkey (quarterly).Participated in and conducted approximately 40 audits to assess the overall operational efficiency of bank branches including compliance with the regulations, evaluation of resources (HR, organization, technological resources, allocation of funds, legal framework), business performance (market analysis, product/business line/process-specific analysis), process riskiness and general riskiness according to the COSO framework. Show less

Managed relationships with domestic and overseas clients.Tracked all the stages of orders from the production to shipment.Connected with the customers with the exchange of information on technical issues regarding the orders and productions.