◆ Analyze cash flow, liquidity, profitability, leverage, and other financial ratio including evaluation of collateral and other relevant credit information. ◆ Write up Commercial Credit Report for new loan, refinance, and renewal and assist in loan closing and funding including obtaining signature on loan documents according to the Bank’s procedure. ◆ Monitor loan covenants and conditions per loan agreement and report any violation.

◆ Managed loan applications: Guided clients through the mortgage application process from initial inquiry to closing.◆ Client Consultation: Provided expert advice to clients on mortgage options and assisted them in choosing the right loan products.◆Credit Analysis: Reviewed and analyzed financial information and credit histories to assess loan eligibility.

◆ Developed and implemented automated workflow procedures that reduced workload and time delay in a multi-approval job process.

◆ Analyzed and designed business processes to resolve day-to-day issues, break-fix, and configuration and enhancement issues for internal customers in SAP CRM/ECC modules. Conducted business requirement analysis, working with cross teams (SAP FI/CO) for problem-solving in SAP system. Wrote up functional specification documentation for configuration and enhancement of SAP application.

CRM Solution Consulting and Sales – Solution Driven Re-engineering◆ Design, implementation, integration, and extension of CRM with Sales Force Automation system. Developed the solution blueprint of CRM configuration with conceptual and functional designs.