I am a well experienced Credit Officer and Financial analyst with a demonstrated history of working in financial institutions. Accomplished multiple projects pertaining to Sales & Marketing, Finance and Banking in multicultural and multi-ethical environment constantly addressing financial inclusion rationally with sensitivity and respect for diversity. Competent in interacting with corporates, ME's, SME's, LE's, industries and large-scale plantation firms cross-selling, opening and closing deals independently, promptly and effectively. Key Skills § Effective territory and man force planning.§ Strong conceptual and human skills.§ Dynamic technical skills and interpersonal skills.§ Quick understanding of facts and obligations.§ Strong economic, marketing, procurement, financial, accounting and managerial concepts.§ Portfolio Management