Chief Product Officer for Moniepoint, Africa's fastest growing fintech startup serving over 3 million businesses and individuals in Nigeria.

I founded The BTC Consultancy to create entrepreneurial solutions to some of the world's biggest problems, using Bitcoin.

Sumara is a platform to allow SMEs in developing markets to access finance for international trade, and make cross-border payments seamlessly. We leverage Web3 to eliminate the multitude of intermediaries in the current process, enable instant payments, enable trust, and access credit.

I joined CMC Markets to drive their transformation efforts. Key to this was creating a new, unified multi-asset trading platform. We undertook deep user research with IDEO to identify the most important qualities and features the platform would need to have. We developed the new platform to use existing data and leverage machine learning techniques to create a new paradigm of trading experience for CMC's customers.With the aim of improving product delivery timelines, I also overhauled a number of technical and product development and governance processes, and unified disparate projects globally.

We founded NOW Money to address a global problem: banking the unbanked. Up to 70% of the people in the Middle East earn less than $1,500 a month, meaning they cannot access bank accounts.The NOW Money app and Visa payment card is free to use. Every customer has an account they can operate from a smartphone and use to remit money overseas at low cost, as well as being able to buy phone credit, pay bills, and access personal lending.We developed an innovative technology-led platform, integrating traditional financial services and innovative technologies, whilst operating within a tightly regulated environment. We had a clear vision to offer our customers the best customer experience in financial services in the Middle East. Our technology and customer focus allowed us to scale rapidly to over 50,000 customers, processing in excess of a billion Dirhams of transactions. We broke down a number of barriers, including groundbreaking regulatory work in Dubai and Abu Dhabi, and being the first Fintech startup in the GCC to raise US Venture Capital funding. We raised $12m of Venture Capital funding from leading investors in Dubai, Saudi Arabia, the US, and the UK.

MAFH exists to bring together stakeholders in the Fintech ecosystem in Mauritius, and to pave the way for Fintech companies to access the wider African market. MAFH is an independent, not-for-profit entity supported and funded by the Government of Mauritius. The Government of Mauritius has an agenda to support innovation, technology and youth employment, and I consulted for the Government to help them understand the opportunity for Mauritius in creating strategies to support the FinTech industry across Africa. This led to the founding of MAFH, for which I served as a Non-Executive Director.

Responsible for origination of Debt Capital Markets products for HSBC's mid-market corporate clients in the UK, Ireland and Benelux.The role involved raising capital from the public and private Debt Capital Markets in the UK, US and Europe for a number of first-time and repeat corporate and sub-sovereign issuers.

Worked in the Debt Finance Origination team, who were responsible for balance sheet lending to HSBC corporate clients in the UK and Ireland.

HSBC Executive Management Graduate Programme, in the summer 2009 intake. The programme involved 4 placements of 6 months each across different HSBC departments in the UK. Completed placements in corporate and retail banking, before being chosen as one of 2 candidates to receive an international placement. This was completed with the FX Sales & Trading team in Global Markets in Madrid.

Founded REDCUPS.com upon realizing the appetite in the UK student and young population for American red cups. Purchased the domain REDCUPS.com, and secured the rights to distribute SOLO's trademark American Red Cups in the UK and Europe. Chris Hobbs joined shortly afterwards, who was instrumental in implementing an efficient and automated distribution solution, which was a catalyst for the company growing from initially selling a few hundred Red Cups a month on the website, to selling 400,000+ units of a wide range of American themed products throughout the UK and Europe; supplying stadiums and festivals; and supplying retailers such as Urban Outfitters, Joy and others with the now-widespread 'Beer Pong Kits'. Successfully exited the business in 2013.