Transaction Monitoring, Name and Payment Screening across the Secure Trust Banking Group.

Responsible for all aspects of Financial Crime prevention at the Casino.CDD, ongoing monitoring, training and law enforcement liaison to name a few!

Three month 'COVID19' break from work.... after 32 years in full time employment I'd earnt it!

Second Line Subject Matter Expert and trusted Advisor for Barclays UK (Personal and Business Bank), elements of Europe, Africa and the Middle East. Working in Financial Crime Compliance to deliver best in class monitoring solutions in collaboration with Fraud, Operational Risk and external agencies.· Responsible for the creation of transaction monitoring rule scenarios to ensure regulatory and legislative compliance and mitigation to financial crime risks across different jurisdictions.· Assessment of new digital products and enhancements, such as Mobile Payments and currency wallets to identify and mitigate AML risks. · Identification of AML & Terrorist Financing red flags, making informed decisions and recommendations on rule development and tuning in the Transaction Monitoring systems. · Partnered with The Gambling Commission to develop innovative monitoring to combat illegal lotteries. This was the first time this type of partnership had been advocated.· Influenced the development of Actimize SAM8 to replace Fortent as the primary monitoring system financial crime. · Collaboration with Fraud & Operational Risk to develop controls across multiple functions.· Owner of AML Policy Standards for Optimisation of Transaction Monitoring. · Overseas consultancy for Dubai, France and elements of Africa· Subject Matter Expert for developing AML coverage for digital products, niche products, mortgages and exception reporting. · Provided support to senior management on various legal, litigation and regulatory issues. Section 166 experience and forensic investigations to resolve regulatory requests.· TM systems and capabilities expertise provided in the investigation of fraud cases.· Development and implementation of a rule suite covering cross border payments for the UK Bank, applying a risk-based approach to monitoring.· Incident management and resolution.· Experienced line manager and mentor developing people to help them reach their potential.

Money Laundering Detection Manager with CF11 delegated authority for PEPs and High-Risk Customers. The advisory point for Retail and Business Bank and the SME in the following areas;Transaction Monitoring· Subject Matter Expert for the upgrade of the Transaction Monitoring system - SearchSpace 3.1 to Fortent Version 7 and the implementation of AMLC- the system to monitor end to end SWIFT messages.· Management and optimisation of the Business Logic Unit in both the retail & cross border instances of Fortent.· Implementation of new risk control groups, security blanket and system tuning within Fortent version 7.· The provision of Retail & Business Bank Oversight MI and commentary.Politically Exposed Persons (PEPs)· Responsible for the end to end monitoring of Politically Exposed Persons, from onboarding to exit.· Retail Bank lead on the development and implementation of new monitoring workflows within Oracle Enterprise Data Quality.· Instrumental in the design and implementation of Real Time Screening of PEPs· Interaction with law enforcement, the Regulators and internal audit.· Implementation of new Policy requirements and the review/update of processes. · Provision of oversight management information to UK Retail & Business Bank, MLRO and Group Centre.High Risk Customers· The escalation point of all high-risk customers for review and potential exit.· Management of external adverse media screening.· Assessment and advisory of high-risk transactions.· Delivery of Oversight MI and commentary.Mobile Payments· Subject Matter Expert within AML for domestic and international mobile payments.· Developed a tactical transaction monitoring solutions· Designed monitoring framework to meet obligations with the FCA.High Risk Scenarios· Escalation point of unusual scenarios, for example “ghost money”.· Review and recommendation for high risk business take on.· Referral point for letters of credit, guarantees and other complex transactions.

Providing technical transaction, product and process expertise to ensure transactions are correctly reflected in the Banks’ income and expenditure lines. Consumer Lending Programme· Responsible for the planning and implementation of 96 new Sort codes to support the delivery of the new lending platform. · Design of the accounting system’s sort code structure using 72 agency sort codes. · Work stream progress reporting and stakeholder management. · Presentations to Senior Management. · Transaction mapping, financial reconciliation process design and implementation.· Issue resolution of transaction posting errors. Financial Control of Branch Accounting · Investigation and resolution of sort code / accounting errors and suspicious transactions.· Data analytical skills to obtain and investigate transactional data from various accounting sources and internal data warehouse resource.UK Branch Accounting Framework Project· UK Branch Accounting – system, processes and transaction Subject Matter Expert.· Responsibility for the completion of multiple work streams ensuring transactions are correctly mapped into SAP.

· Product owner of various personal lending products.· Design, implementation and improvements to processes.· Expert for personal pricing on loans – developed the technical process used across the lending portfolio. · Instrumental in the migration from standing order to direct debit as the preferred method of repayment.· SME for Career Development Loans, working in partnership with the Department for Education.· Developed a semi-automated process reducing remediation work handling time by 30 minutes per case of c100 cases per month.· Product lead for outsourcing the fulfilment of telephone and online loan applications.· Developed and delivered training material to support new product initiatives.

Branch Manager - managing own branch for three years responsible for customer service, training & development of colleagues, sales performance and security.

Numerous roles within the branch network;· Relief Branch Manager – holiday and sickness cover for branch managers over 15 branches.· Lending and Mortgage Specialist - providing debt management solutions and personal mortgages.· Personal Banker & Senior Personal Banker – managing sales performance of 14 colleagues over 6 branches.· Cashier & First Cashier – managing counter and cash management.· Office junior, unpaid cheques clerk.