Credit Analyst Ii
Current•Responsible for preparing basis and comprehensive credit analyses on C&l and CRE loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans• Underwrite loan request for executive loan committee. Underwrite loan that require downgrade or qualified as special assets.•Analyzes factors such as income growth, margins, trends, quality of management, market shares, potential risks of industry and collateral appraisals•Monitors compliance with loan agreements through covenant testing•Serves as a coach and mentor to Credit Analyst I’s •Participate in deal discussion meetings with lending personnel, market managers and appropriate credit officers to preliminarily assess merits of a request.