Iqbal Esmaty Email & Phone Number

Melbourne, Vic, Au

Melbourne, Vic, Au

Victoria, Australia

● Transaction Monitoring & Cryptocurrency Oversight: Detect unusual cryptocurrency transaction patterns and oversee rigorous customer/payment screening processes, ensuring fraud and AML/CTF risk mitigation.● Regulatory Liaison & Reporting: Act as the primary contact for all dealings with the regulator AUSTRAC, ensuring timely and accurate submissions of Suspicious Matter Reports (SMRs) and maintaining a robust relationship to guarantee adherence to evolving regulatory standards.● AML/CTF Framework Management: Develop, maintain, and refine AML/CTF risk and compliance frameworks in line with evolving cryptocurrency regulations, ensuring Cointree remains compliant and pioneering in its approach.● Stakeholder Engagement & Cross-Departmental Collaboration: Facilitate seamless communication with key departments like Customer Success, Marketing, and Sales, ensuring a unified approach to compliance matters.● Training & Team Development: Design and implement comprehensive AML/CTF and cryptocurrency compliance training programs, fostering continuous learning and alignment with industry best practices.● Regulatory Advisory & Documentation: Provide expert insights on AML/KYC matters in the cryptocurrency sector, oversee periodic AML/CTF audits, and uphold stringent compliance documentation standards.● Risk Management & Client-Centric Strategy: Collaborate with leadership on data-driven risk management strategies, while always maintaining a focus on safeguarding both the company and its clients in the cryptocurrency domain.

Australia

• Relationship manager and primary contact with the AML/CTF regulator in all jurisdictions that the company operates.• Supporting the ongoing oversight of the Board of Directors in accordance with the regulator’s requirements.• Leading the Compliance team to fulfil the company AML/CTF obligations, including when the AML Compliance Officer is unavailable to perform his or her duties• Managing the company annual AML/CTF audit (internal/external)• Ensuring company compliance policies, procedures and controls are in place for the company to be compliant with AML/CTF law and regulation, and be effective in identifying, managing, and mitigating ML/TF risks• Leading and contributing to a culture of AML/CTF compliance within the company• Acting on feedback from an AML/CTF regulator, auditor, or the company CEO or Board of Directors. • Implementing changes to company policies, procedures, and controls.• Reporting directly to CEO and Comprehensive reporting to the company Board of Directors quarterly.• Building and maintaining policies, procedures, instructions, and training for the compliance team to be able to perform its role• Managing a wide range of requests from external parties, such as complex external fraud cases, police requests, insolvency requests, and bankruptcy requests • Managing the performance of the compliance team and conducting performance reviews, and documenting outcomes.

Level 1 64 Victor Crescent Narre Warren Vic 3805

With over 7 years of Retail Banking, Lending and Management experience, complimented by an Accounting and Finance degree, time was right to launch Ease Mortgage Solutions. As a independent Finance Broker I am now well equipped to provide my clients with the red carpet experience and source out the best mortgage deals from not just one lender but a panel of lenders.

Chelsea

ANZ Chelsea BranchAssistant Branch manager 01/2016-current-Senior referral point for sales and service staff for more complex client interviews and transactions. Provide proactive support to the Branch Manager. -Ability and qualification to meet customers full lending needs through New purchases/Investment loans/Home loan Renewals or top ups/Personal loans.-Achieving and continuing to seek out performance on agreed mortgage targets both in quality and customer terms.-Understanding and meeting customer needs and create real customer value.-Embed best practice and use product, process and sales expertise to train, coach and help less experienced colleagues to become better at their roles.

Somerville

ANZ Somerville BranchSenior Personal Banker 01/2014-01/2016- Responsible for alignment and adherence with ANZ governance policies, processes and standards and with external regulatory requirements.- Ensure compliance to ANZ and branch policies and procedures. - Outperforming agreed targets and driving branch performance to deliver growth that meets district targets.- Helping to focus the time, energy and resources of the team. Supporting in branch business planning purpose

Aml Ctf Skill Set

Bachelor Of Commerce (Bcom), Accounting And Finance

Accounting and Finance

Diploma Of Finance And Mortgage Broking Management, Mortgage Broking

Diploma of Finance and Mortgage Broking Management Certificate IV in Finance and Mortgage Broking

Education record

Diploma, Surveying Engineering