Ibironke Oladele Email & Phone Number

Lagos, Lagos State, Nigeria

▪ Verify the accuracy and completeness of loan documentations prior to loan disbursement, ensuring that borrowers meet all conditions precedent to drawdown in line with the Bank’s credit policies, and CBN Guidelines.▪ Ensure regular rendition of accurate credit information to the private credit bureaus as well as conduct credit search and data correction on all borrowers.▪ Issue letter of indebtedness/non-indebtedness, letter of loan discharge and address all loan queries from relationship teams and regulators.▪ Ensure regulatory and managerial conditions in relation to the disbursement, fees and charges are met and accurately implemented on the core banking application.▪ Monitor compliance with post disbursement conditions and terms.▪ Classification of Risk Assets Portfolio.▪ Detects early warning signals on loan booked for immediate remedial actions.

Lagos State, Nigeria

▪ Analyzed financial statements of loan applicants to assess their ability to repay the loan.▪ Prepared credit reports with recommendations for loan approval, rejection, or adjusted terms based on risk assessment.▪ Conducted background checks and industry research to understand the applicant’s operating environment and potential risks.▪Contributedtothedevelopmentandreviewofcreditpoliciesandproceduresfor different loan products and customer segments.

Lagos State, Nigeria

▪ Liaised with development finance institutions (DFIs) and relationship teams on matters relating to accessing on-lending funds on behalf of the Bank’s eligible SME customers.▪ Periodic remittance of on-lending funds and reporting.▪ Reviewed business and loan performance of on-lending portfolio and makenecessary recommendations to the Management.▪ Handled all enquiries on on-lending portfolio from both internal and externalstakeholders.

Lagos State, Nigeria

▪ Responsible for reviewing and analyzing credit requests in accordance with the Bank’s risk acceptance criteria.▪ Assisted relationship teams with credit proposals to achieve turnaround time.▪ Proffered new ideas that will facilitate efficiency during product developmentwith knowledge gained from day-to-day involvement with customer requests.▪ Ensured loan documentation conformed with approval in place.

Lagos State, Nigeria

▪ Responsible for managing customer relationship.▪ Responsible for risk asset creation and deposit mobilization (Retail & SME).▪ Rendered excellent customer service for which I earned management’s recognition (Customer Service Officer of the Month).▪ Responsible for increasing the branch profitability and income.▪ Recognized as Retail Product Champion (Ikeja Region); providing mentoring/product training for less experienced sales colleagues.

Lagos State, Nigeria

▪ Responsible for identifying new business opportunities and cross-selling products and services. ▪Improving the overall customer experience, ensuring clients’ needs are met in a timely professional manner.▪Proactively seeking new clients for the bank.▪Providing inputs into development of new products and services based on feedback from clients.