• I put together the Digital Commerce area, creating a seven people team and positioning the company as leader in the online commerce market.• Payment Gateway Owner for the Peruvian market, leading all online solutions such as payment gateway, payment link, QR payments, and other APIs. In charge of overseeing the end to end of all solutions (integration, UX, settlement, back office, pricing, etc.).• I am the Head of the gateway’s business development team. Our goal is to increase strategic partnerships with other key players of the region, adding value to the solutions offered to our customers. • For our international business, I am in charge of offering our products to potential customers in all LATAM, since we have a world class payment gateway that is able to operate in any country of the region• I lead the product backlog, prioritizing those solutions with higher potential and revenue projection.

• I lead the digital commerce team for Argentina and Uruguay, providing end to end payment solutions (such as payment gateway, payment link, QR, fraud prevention tools, etc.) for merchants that sell their products online.• Definition of product roadmap• Pricing definition of all card not present products.• I perform analysis of competitors, market tendencies, benchmark with other regions, etc.• Evaluation and selection of vendors, strategic partners, etc.

• In charge of developing new electronic payment media (Bill Payment with debit cards, e-Wallets, etc) by analyzing market tendencies, ROI, etc.• Active participation in innovation meetings conducted by the BCRA related to the future of media payment tools: QR Code, DEBIN, e-wallets, digital banks, fintech, etc. • I lead the implementation and involved teams in order to accomplish the time-to-market demands.• I act as liaison with the main players in the market and strategic partners, in order to develop a wider offer of services and improve the UX

• In charge of the expenditure projection for each fiscal period of the International Business department. This area is integrated by four different Cost Centers.• I estimate the income projection of the area taking into account the growth (positive or negative) of each of our current customers (21). For potential clients income estimation, an analysis of the market is performed together with market share values and probable growth of the prospect.• For banks considering our company as a vendor, I design specific economic proposals. From certain data obtained from the bank, I estimate the potential income. Based on those calculations and and taking into account our margins, a special priced proposal is sent to the bank.

• The International Business Management of Visa Argentina is the area responsible for the processing of credit and debit products for banks in de Latin Amércia and Caribbean region. We currently process to banks in more than 14 countries of the region, including Argentina, Colombia, Uruguay, Peru, Panama, Nicaragua, Curacao, Guatemala, Costa Rica, Honduras, Puerto Rico, Dominican Repubilc, among others.• Consulting services to banks in file providing them with marketing and financial strategies by analyzing their portfolio (card balances, delinquent accounts, etc.). Managed to increase sales and profitability in banks processed by VISA. In charge of developing new products (such as pre-paid cards, cash-back services, etc.) after in depth analysis of each country’s economic background and each bank’s consumer profiles.• Design of new products, features, and functionalities of electronic media payment instruments for Visa Argentina's Issuer and Acquirer Banks. I perform the analysis of our customers needs and their cardholders profiles in order to create ad-hoc products that will help them lead their market.

• Developed reports, using different query tools, of the consumer products statistical data such as loan balances, credit card balances, delinquent accounts, debt refinancing, etc. that were analyzed by management including the CEO, CMO and CFO in order to evaluate results and develop new strategies. These reports were designed in Excel files with macros and, depending on the length of the data, analyzed using Access.• Designed and analyzed excel reports (and passing the data into Power Point presentations) which were later used by the CEO to inform the bank’s President of the monthly results.• Oversaw the activities of two employees in the writing of key reports detailing the activities of different areas of the Bank regarding consumer products (Credit Cards, Savings and Checking Accounts, Loans, etc).

• Directed sales of saving and checking accounts, credit cards, loans, and other kinds of consumer products.• Coordinated the sales of life, home, and car insurance resulting in the branch leading all of Buenos Aires in insurance sales for 3 consecutive months.• Exceeded the branches’ objectives for sales of loans, credit cards, accounts and insurances for 10 consecutive months (time of employment in the branch).

• From my position in the bank’s headquarters I solved operative and commercial issues experienced by executives and branch managers in distinct branches throughout Buenos Aires.

• Offered support to the bank’s customers regarding the different consumer products available.

• Directed sales of Merck’s products by Internet and e-mail. I was authorized to give as much discount as needed depending on the customer and the order itself.