Mr. Rickmeier, CFA, has over 30 years of experience in evaluating financial institutions. In 1984, Mr. Rickmeier converted the regulatory accounting submitted in Call Reports to the Office of Thrift Supervision into Generally Accepted Accounting Principles (GAAP). With the GAAP database on thrifts and banks in 2005, IDC was uniquely positioned to analyze the Ohio crisis and subsequent failure of many banks and thrifts. Since 1989, 1,436 financial institutions have failed. Of this total, 99% were ranked below 75 (lowest ranking) up to 5 months prior to failure. As CEO of IDC Financial Publishing, Mr. Rickmeier designs and manages the processes and analytics used in the evaluation of the safety and soundness of banks, savings institutions and credit unions, the value-added evaluation of bank investment portfolios, the value-added analysis of bank loan portfolios, and the efficiency analysis of the cost of funding a financial institution. In addition, IDC has developed a technique for valuing a bank using return on equity (ROE) less the cost of equity capital (COE) vs. price to book. The valuation technique along with a peer group analysis allows a bank to determine how to add value.Before founding IDC Financial Publishing, Inc., Mr. Rickmeier acted as both chairman of an investment committee and portfolio manager for a Midwest investment advisory firm. Prior to 1972, as chief economist for a New York investment strategy firm, he consulted with over 300 financial institutions.Specialties: Chartered Financial Analyst