Idit Garfunkel Email & Phone Number

Israel

Tel Aviv Area, Israel

Leading the development of new B2C products end-to-end in the credit cards space, serving more than 1M active daily users on the mobile app and website.▪️Defining the roadmap of all the digital credit card products.▪️Working tightly with dev, user journey, UX, analysts and QA.▪️Drive collaboration across all different departments- legal, marketing, operations and support.In addition, when founding the credit card business unit I led a strategic business development joint venture with Hightech Zone, from negotiation, through defining the different processes, recruiting and training the team until successful implementation.

• Analyzing Cross-organizational processes to improve efficiency and reduce credit risk• Leading analysts, data scientists, and other managers in a matrix management environment.• Forming and leading an innovation team, researching and implementing new processes and productivity tools• Managing a multi-disciplinary team in a company innovation hackathon creating a new mobile app and a web SaaS app, all the way to the final 10, pitching to the bank's top executives• Enforcing the Bank of Israel regulations within the bank

• Managed a credit portfolio of 130 million ILS and 300 small-medium business customers (in the top 5 departments in the district)• Managed a team of 4 bankers - leading and motivating employees to successfully meet sales targets• Recognized as an Outstanding Employee several times during the course of the position• Performed ongoing analysis of the department's data to maximize profitability and other KPIs• Analyzed risk, business data and financial reports of customers from a variety of industries

Master Of Business Administration - Mba, Finance, General

Bachelor'S Degree, Economics