Sandy P. Email & Phone Number

I am a specialist Financial Adviser and Mortgage Adviser working mainly with Seafarers and Yacht Crew. I do have some "normal" clients as well but I am well known as the "go-to-person" for Yacht Crew Advice and Mortgages.It has always been my belief that true Independent Financial Advice begins and ends with what is most appropriate for my clients. To me it is important to first understand you as a person and what you want to get from your life.Financial Advice is complicated, I place great importance on keeping my qualifications up to date:- Diploma in Financial Advice (DipFA) - 2014- Certificate in Mortgage Advice and Practice (CeMAP) - 2002- Certificate in Regulated Equity Release (CeRER) - 2022These are the most up-to-date qualifications needed to advise in the UK. But, all of the above would be a waste of effort without you being able to have the confidence that I will keep an eye on the plans we set up. This combined with a strong regulatory framework to make sure my advice is sound. This all adds up to a lasting, long-term relationship to build a better future for you. I provide Advice and Recommendations in the following areas:- INVESTMENTS, including ISA's, Bonds, Managed Portfolios etc. - PENSIONS, should you retain the pensions you have or consolidate them, when should you begin to save.- SAVINGS, how can you save tax-efficiently? Non Contractual, low-cost, flexible savings plans for Yacht Crew.- MEDICAL, LIFE, INCOME, CRITICAL ILLNESS INSURANCE, can be arranged for your peace of mind.Feel free to get in touch, a chat on the phone, an email or an initial exploratory meeting will cost you nothing and may well give you peace of mind and save you a great deal both now and in the future.Speak soon.Sandy