Highly accomplished Financial Services Executive with a strong product, technology and operations background. Innovator at designing, developing and launching customer centric, digital and omni-channel strategies which leverage enabling technologies (APIs, mobile, web, analytics, AI/machine learning) to increase revenue, drive efficiency and curb expense. Over 20+ years of experience in Treasury and Merchant Services envisioning, building, deploying and running well engineered, end to end product solutions targeting marketplaces, large corporate, mid market and SMB clients across: ACH, wire, check, credit, debit and alternative methods of payment. Passionate about client experience and building client centric solutions which scale effectively. Skilled at managing digital transformations and rebuilding legacy products with new technical architectures leveraging web, cloud, micro services, API and modern data technologies. Experienced leader of large-scale agile delivery. Expert at running global enterprise technology, and managing the transition from production support to Dev Ops. Passion for solving complex business problems. Former military leader who thrives in a dynamic environment, enjoys driving change, managing and leading people. Proven ability to flip under-achieving employees into well executing teams using a personal playbook consisting of a balance of reorganizing, re-energizing and injecting fresh talent.