Mortgage Loan Underwriter
CurrentResponsible for analysis of credit bureau reports and verification of income by review pay stubs, W-2’s, and tax returns. Assets review including retirement, investment, financial and bank statements to determine creditworthiness. Compile title, flood, insurance and appraisal documents. Make final lending decision. Extend counter offers. Communicate updates and changes with loan consultants. Assist clients with HARP modifications. Provide assistance and education to colleagues in regards to loan documents, processing, systems and products. Review legal documents, process subordinations, and loan reinstatements. Support the business though bank acquisitions and mergers. Provide feedback on lending systems conversions through pilot testing and employee training.