Ian Higgins Email & Phone Number

As the Chief Investment Officer at Home Now UK, I lead the company's investment strategy, capital management, and investor relations. My role encompasses a broad range of responsibilities, including:Investor Management and Relations: Building and maintaining strong relationships with investors, effectively communicating investment strategies, and managing investor expectations.Strategic Leadership: Developing and implementing strategic initiatives to drive growth and enhance investment performance.Fundraising Expertise: Leading fundraising efforts, identifying new funding opportunities, and engaging with potential investors and partners.Capital Management: Overseeing the company's capital allocation, managing budgets, and ensuring optimal investment of resources for maximum return.Performance Metrics: Utilizing key performance indicators to measure and report on the effectiveness of investment strategies and capital management efforts.

I plan and spearhead all aspects of expansion strategies at Residential Reversions Ltd., a Central Bank-licensed home equity release firm, driving market share growth, revenue generation, and customer acquisition. My role involves budgeting, financial management, and implementing strategic processes to ensure long-term business success and profitability. Here are my key achievements:• Successfully mobilized and reactivated the company, establishing it as a prominent player in the home equity release industry.• Generated and maintained a sales funnel of €23 million within 8 months, despite the challenges of the COVID-19 pandemic, resulting in a robust sales pipeline of €60 million.• Expanded the workforce, growing a dedicated team of 15 full-time employees (FTEs) to support company growth.• Designed a comprehensive pricing model, accurately valuing non-performing loan (NPL) portfolios for acquisition, amounting to €300 million.• Raised over €250 million in private equity and senior funding, securing vital financial resources for strategic initiatives.• Served as a Subject Matter Expert on Silver Splitters, delivering lectures at a national divorce conference in 2022.• Established and maintained an originating platform and nationwide sales network, facilitating mortgage loan origination and expanding market coverage across Ireland.• Decreased overheads by 35% through operational cost restructuring, including strategic office relocation and role optimization for the platform's sale.

I oversee and streamline commercial operations as well as deliver high-level services focused on policy updates and strengthening controls. My role entails ensuring the delivery of strategic guidance and direction to target companies and client company boards, enabling them to achieve their missions and objectives. Here are some notable accomplishments:• Finalized the acquisition of a restaurant group from insolvency, navigating profitability during the challenging COVID period. Orchestrated the expansion of the group to encompass seven units and delivered an impressive IRR on investment of 25% p.a. to date.• Provided shareholder and stakeholder advisory services to mitigate hostile actions and litigation• Increased income by 20% on a €7 million private residential and commercial property portfolio.• Conducted high-net-worth divorce negotiations, overseeing the division of assets valued at over €15 million in a single case.• Engaged in finance origination, introducing investment opportunities in Ireland, Europe, and emerging markets.• Spearheaded a significant office block development project valued at €9 million.• Provided crucial support to a noteworthy student housing venture, valued at €6.5 million.• Orchestrated a highly successful property debt settlement and refinance initiative, resulting in the resolution of a €12 million debt. Led a complex M&A transaction, advising the management buyout (MBO) of an engineering supply company in the UK and Ireland, with a transaction value of $4 million.

I led the planning and execution of residential and commercial property development, management, and refurbishment projects. Additionally, I played a pivotal role in establishing and structuring investment and development joint ventures, while conducting comprehensive project modeling. My responsibilities encompassed assembling development sites and investment portfolios to optimize performance. Here are some noteworthy accomplishments:• Successfully assembled and managed an investment portfolio consisting of 8 properties, resulting in a remarkable 25% increase in asset value.• Implemented strategic asset management initiatives that led to a significant 15% improvement in occupancy rates.Throughout my tenure, I demonstrated a strong ability to manage assets across diverse sectors, including residential, retail, and commercial properties.

As an experienced professional, I specialized in analyzing distressed assets and non-performing loans within the organization. I developed and implemented effective strategies for the resolution and recovery of troubled loans, contributing to informed decision-making by preparing and presenting reports to the liquidator of the bank (the ultimate shareholder). Some key highlights of my contributions include:• Recovered fraudulent activities that led to the nationalization of several banks and the 2008 property crisis in Ireland.• Completed the acquisition of over $100 million worth of commercial properties through insolvency processes in Russia.• Led large-scale corporate restructuring efforts for a global property and hospitality group, handling high-profile litigation cases across various regions, including India, Eastern Europe, Russia, Europe, Central America, and Nigeria.• Managed a diverse loan portfolio totaling approximately €3 billion, involving multiple corporate and personal borrowing entities. Through portfolio restructuring, I achieved value improvements exceeding $200 million.• Managed a diverse workforce of over 100 professionals and subcontractors, spread across cities such as Stockholm, Kiev, Moscow, Kazan, Hyderabad, Amsterdam, Brussels, Delhi, Panama City, Cayman, Nottingham, London, Dubai, Prague, Budapest, and Tel Aviv.• Led the renegotiation of a joint venture agreement with a Russian counterparty, effectively mitigating potential commercial losses while adhering to approved budgets.• Collaborated with reputable Magic Circle UK firms and top-tier Dublin law firms throughout the process, ensuring seamless execution and compliance.

In my role as Director, I had the privilege of overseeing a diverse portfolio valued at €320 million, comprising more than 40 clients and high-profile borrowers. This included managing sensitive reputational aspects associated with borrowers such as ex-bank staff, senior executives, and other uncooperative or unstable entities. Some notable achievements from my tenure include:• Represented a senior creditor in a high-profile FMCG business, I successfully facilitated a turnaround project at a prestigious Florida resort, ensuring its sustained growth and profitability.• Negotiated complex multi-jurisdictional transactions with assets valued up to $1.1 billion. These transactions involved corporate restructurings, project refinancing, and mineral rights renegotiations, demonstrating my expertise in navigating intricate legal and financial landscapes.• Played a key role in organizational change efforts and executing phased downsizing exercises as part of the IBRC wind-down process. Additionally, I expertly managed complex litigation cases, resolving intricate legal disputes with finesse.Additional experience as Assistant Manager (IBRC), Relationship Executive (Bank of Scotland Ireland), Operations and ITSC Consultant (MSN Consulting Ltd.), Fund Reconciliations Officer (multiple currencies) (Merril Lynch) and Team Leader (Diageo Marketing). Details are available upon request.

Relationship Manager for portfolio of distressed or difficult loans. Manage properties as mortgagee in posessionPrepare and present credit submissions to credit committees and executive committee including Chief Risk Officer.Implement agreed credit strategies including all aspects of the recovery process including Receivership, Judgement and Bankruptcy.

Security systems, Operations audit and system reengineering for Blue Chip client sucessful deployment completed this assignment

New York, Ny, Us

Reconciled multiple payments daily and liased with international banks to solve any issues occurring, was involved in trials and rollout of new systems.

direct sales and marketng represenative for several blue chip companies, involved in international marketing campaigns for a global gaming and software brand and local relationship management and marketing role for well known alcohol sales clonglomerate and mobile phone service provider

Diploma In Insolvency, Insolvency

Prince2 Foundation And Practitioner, Project Mangement

Associate’S Degree, Post Graduate Diploma In Negotiation

Professional Diploma In Financial Advice, Banking And Financial Support Services

Babs, Business Studies

Bcomm, Commerce And Irish