Iman Abedi Email & Phone Number

West Melbourne, Victoria, Australia

Evaluated Residential, Commercial, and SMSF Loan Applications: Conducted thorough analysis of financial statements, credit reports, and other documents to assess creditworthiness and risk.Prepared Detailed Credit Reports: Developed comprehensive reports and recommendations for loan approvals or denials based on in-depth financial analysis.Managed Credit Risk: Identified potential risks associated with credit applications and proposed effective risk mitigation strategies to safeguard company interests.Ensured Regulatory Compliance: Maintained adherence to industry regulations, company policies, and lending guidelines throughout the credit assessment process.Maintained Accurate Documentation: Created and managed detailed records of credit evaluations, decisions, and client communications for accountability and future reference.Provided Client Support: Communicated with clients and stakeholders to gather necessary information, clarify application details, and address concerns, ensuring a smooth process.Monitored Existing Loans: Reviewed and assessed the performance of existing loans to manage risk and ensure compliance with loan terms and conditions.Generated Regular Reports: Produced periodic reports on credit assessment activities, trends, and key metrics for internal review and strategic decision-making.Improved Processes: Identified opportunities for process enhancements and implemented changes to improve the efficiency and accuracy of credit assessments.Utilized Financial Software: Leveraged credit analysis software and financial modeling tools to support accurate and effective credit evaluations and recommendations.

Melbourne, Victoria, Australia

• Assessing PAYG and self-employed applications in residential loan products. ( Full Doc – Alt Doc) • Reviewing credit and risk assessments for loan/credit applications or variations within an allocated Delegated Lending Authority.• Specializing in credit/risk analysis, customer segmentation, conveyancing and banking processes• Upholding Company policies and procedures (including company’s underwriting guidelines, compliance and risk) to avoid unacceptable operational risk.• Applying superb detail and attention to all transactions to consistently meet KPI’s and quality indicators .• Operating within the Company service delivery guidelines to ensure that all credit applications are completed within the deadlines as set to meet optimal business outcomes.

Melbourne, Victoria, Australia

Melbourne, Victoria, Australia

Tehran Province, Iran

• Organized budget documentation and tracked expenses to maintain tight business controls.• Applied proper codes to invoices, files and receipts to keep records organized and easily searchable.• Generated financial statements and reports detailing accounts receivable/payable status

Tehran Province, Iran

• Developed a highly skilled and motivated bank teller team consisting of 4 tellers; mentored over 50 new tellers annually in best practices in banking procedures• Provided tailor-made solutions to clients; effectively managed complicated and emergency situations• Conducted daily verification of security items such as tokens, card PIN numbers to be sent to customers

Tehran Province, Iran

• Working with clients to prepare applications for loans by compiling, arranging, and reviewing all relevant documents.• Determining the feasibility of granting loans and communicating with management if required.• Processing advances and disbursements, as well as preparing pay off letters.• Working closely with loan officers to obtain credit information, coordinate closings, calculate closing costs, and disperse funds for clients.

B.A, Teaching English As A Second Or Foreign Language/Esl Language Instructor

Master'S Degree, Accounting And Business/Management

Diploma Of Educ, Finance And Mortgage Broking Management