Senior Audit Manager with the following responsibilities: - Lead, coordinate and deliver multiple assurance activities to assess Risk and Control framework (using Data analytics where relevant) across a variety of Group’s Finance and Treasury areas.- Build effective and trusted relationships, managing and influencing key stakeholders across the business and collaborating with other teams within the Internal Audit function.- Own and coordinate additional activities related to the management of the Internal Audit department, including on-going business monitoring.- Manage and develop team, provide coaching and support and ensuring successful delivery of results through others. - Delivery of trainings on finance and treasury to audit colleagues and act as subject matter expert in Finance, especially Treasury audits.

Part of the Group Recovery and Resolution Planning team, within Group Corporate Treasury. Focus on Valuation in Resolution, MREL and Restructuring.

Part of the Capital Management team within the Group Corporate Treasury with a wide mandate, mainly responsible for:• Optimisation of capital structure at a Group and legal entity level.• Management and execution of the process for Equity and Debt issuances and redemptions, Liability Management Exercise (LME), corporate actions and Sub-Debt management.• Preparation and review of the capital ratios and management information used by the Board, Board Risk Committee, Group Asset and Liability Management Committee, and other senior executives within the Group. • Own and responsible for embedding the Group’s Capital Policy to ensure Capital is managed, monitored, and reported appropriately, across the Group and at legal entity level. • Responsible for periodic Capital planning and Stress testing exercises.• Draft and/or provide input and feedback on papers and recommendations for submission to various senior management committees, e.g. Risk appetite, capital plans and Dividend strategy.• Understanding and implementation of all new market regulations, i.e. Ringfencing and Capital representative at Group’s corporate restructuring discussions.• Developing the Group’s strategic policy on regulatory capital and input into setting of the Capital Risk appetite, in conjunction with the Risk teams.

As part of the Treasury Financials Planning and Analysis team I had the following key achievements / responsibilities: - Development and embedding the process for reporting Capital management information (MI) reporting to senior management and colleagues in the Capital Management team, highlighting key drivers and trends for management attention.- Development of Balance sheet, P&L and Market risk reporting infrastructure for Group Capital Management.- Owned the production of the forecasts for the Capital Management team, including the Group’s annual planning process, stress tests, quarterly forecasts etc. and provided insight and commentary to the forecasts. - Review and sign off of accounting and reporting for Equity and capital instruments in the Annual accounts and Interim reports.- Operated the capital securities forecast model, understand the impact on capital ratios, issuance assumptions and associated cost implications.- In conjunction with the Capital Management team, assisted in monitoring compliance to the capital policy through MI on capital, across the Group split by legal entity level to ensure optimal allocation and utilisation. - Support divisions in embedding Capital Transfer Pricing (CTP), through assisting them with product pricing / profitability analysis and explaining divisional P&L impacts of allocating cost of capital.- Group Treasury Infrastructure – responsible for planning, development of business requirements and supervision; to build a robust infrastructure in 'SUMMIT' for booking, risk management, reporting, accounting and operations of Capital Securities.- Interacted with senior management across the Group, providing insight, sharing business knowledge and enhancing own development potential.

- Planned and led audits of varying degree of complexity and size across the bank (Treasury, Finance and Regulatory) reporting to the Head of Audit/ Chief Internal Auditor.- Provided specialist Finance and treasury expertise and input into different audits.- Established and built relationships with senior stakeholders to educate the business in the control framework and influence business processes.

key responsibilities included:- Managing, supervision and review of financial audits, controls assurance and Group reporting.- Application of IFRS, UK GAAP and US GAAP in preparation of financial statements and review of transition to IFRS.

key responsibilities included:- Managing, supervision and review of Financial Audits and Financial Advisory Services engagements. Specific focus on Treasury audits, including review of treasury operations processes and controls.- Application of IFRS and UK GAAP in preparation of financial statements.- I was also seconded to KPMG Jeddah – Saudi Arabia in 2004, where I was involved in various audits and assignments.