Transformation of the software development process that support the global solutions of BBVA Group in Retail and Enterprise business

Global business process definition and reengineering projects leadership for enterprise and retail clients:- Cards and merchants - Card implementation and chargeback management processes- Sustainability - Sustainable deals identification, registration, validation and reporting processes for commercial, SMEs and retail businesses- Relationship Models - Client support process through voice channels and rechannelling to DIY, relationship manager o call center.

Global business process definition and reengineering projects leadership for enterprise and private banking clients:- Digital Signature - Onboarding and execution processes within Digital Signature Global Platform- Global payment services (BBVA Pivot) - Sales, onboarding and servicing processes- International Funds (Quality Funds) - Buy/Sell order instruction, execution, cancellation and control processes- Private Banking - Portfolio management processes

Transformation global manager within Internal Control - Corporate & Investment Banking team. Functions and responsabilities:- Agile product owner in CIB projects to develop the existing controlling framework and tools and comply with the latest financial regulations (e.g. Volcker Rule, DFA, EMIR, ESMA, MIFID, etc.).- Global Operational Risk Management application design and Excel macro-based prototyping in order to develop a data driven global operational risk framework with ongoing monitoring, automatic alert generation based on self-service rules, workflows and dynamic reporting capabilities.- Development of algorithms based on trade info, documentation, market data, etc. to execute new business controls in different countries over, for instance, Market-making, Short-selling and Cross-border activities.- Interaction with different stakeholders such as Front Office desk supervisors, Middle Office risk teams, developers and providers all over BBVA locations.

I worked for Barclaycard international financial credit entity over several regulatory transformation projects as part of southern (Italy, Spain and Portugal) Change Delivery team:BARCLAYCARD – Change Delivery[Apr 15 – May 15] Bank of Portugal - Loan automationo Analysis of AS-IS loan management process and new requirements definition in order to meet loan automation specifications of Bank of Portugal.o Development of a loan automatic management simulator in Excel (vba) to replicate the defined requirements.[Dic 14 – Mar 15] European Central Bank online payments directiveo Analysis of European Central Banks’ Internet payments security directive and requirements definition in order to adapt Barclaycard platforms to the same. o Execution of workshops with different business teams and with the online services provider (Redsys).o Management of online payments’ authentication method migration from CIP method to SMS OTP method.[Aug 14 – Nov 14] Bank of Portugal AML regulatory changeo Management of the development of the required changes within Barclaycard Portugal platforms to meet Bank of Portugal’s AML requirements (Anti-Money laundering).[Mar 14 - Sep 14] Appropriate Access Controlo National and international workshop executions in business’ call centers in order to define, for each team, necessary rules and controls that mitigate existing risks within different platforms’ access profiles.

In Accenture I had the opportunity to participate in several projects where I defined technical and functional requirements, coordinated testing periods (test definition, plan, execution, reporting and go live), communicated with both Business and Techonlogy teams, build commercial proposals and lead team members. Projects were mainly related to Treasury Backoffice platforms within Systems & Processes team of Banco Santander:BANCO SANTANDER – Systems & Processes[Jun 13 – Feb 14] Fixed Income and Derivatives Settlemento Definition of new functional requirements for Settlement treasury application in order to maximize the trading capability and increase business profitability by trading volume.o Test plan preparation in the HP Application Lifecycle Management applicationo Supervision and task management of team members during testing period.o Communication with tech teams and decision making over defects vs change request discussions.o Support bank Operations users in the production environment.[Oct 11 – May 13] Global Cash Managemento Functional definition of a strategic Cash Management application covering management of all cash flows of the bank's backoffice treasury and supporting the aimed trading volume increase.o Screen design (Power Point) and Excel macro developments to simulate key features of the application.o Definition and design of the application prototype, and management and coordination of its development.

In Farsens (Wireless battery free sensors) I made an internship during summer 2010. After that, during my fifth degree year, I further developed my internship work as Degree Senior Project:[Ene – Aug 2011] Degree Senior Projecto Microprocessor based digital system design for an EPC C1G2 RFID sensor tag.[Jul – Aug 2010] Summer internshipo Microprocessor based digital system design for an EPC C1G2 RFID tag. Optimization of the power consumption of the device in order to analyze its viability to maintain a long communication range passively (without power).

Second Division B (2007-2009) y and promotion to Second Division (2009)