Indrajit Kumar

Indrajit Kumar Email and Phone Number

Co-Promoter, CEO and Director @ SiCAN FinServe Private Limited
New Delhi, DL, IN
Indrajit Kumar's Location
New Delhi, Delhi, India, India
Indrajit Kumar's Contact Details

Indrajit Kumar work email

Indrajit Kumar personal email

About Indrajit Kumar

A management graduate from the Institute of Rural Management, Anand (IRMA) with 18 years of experience encompassing-Business Development, Micro-Finance, Banking, Project Appraisal, Priority Sector Lending, Project Management, Liaising, and Team Management.A results-driven professional with a proven track record of installing systems and establishing comprehensive work processes and procedures. He brings invaluable field experience in setting up operations from the ground and successfully scaling them up.Sectoral Expertise: Banking, Micro-finance, Development Sector, Financial Inclusion,Soft Skills: Communication, Negotiation, Motivational, and Team Building skills.In his recent role, he served as the National Business Head at Save Microfinance Ltd. He played a pivotal role in significantly enhancing the company's performance within a short span, notably expanding geographical coverage from around 50 branches to 240 branches and increasing the AUM from ₹200 crore to ₹1,200+ crore. He spearheaded the technological transformation and established tech-enabled backend operations.Previously, he served as the Business Head (Senior Vice President) at Satin Creditcare Network Ltd, where he managed a sizable portfolio across Uttar Pradesh, Bihar, and Jharkhand. He played a crucial role in establishing seven new Regional Offices and over 100 branches.He also worked with NABARD Financial Services Limited as Assistant General Manager (Operations) and served as the Chief Programme Coordinator at the World Bank’s Bihar Kosi Flood Recovery Project P122096; IDA-48020 (Micro-Housing). Additionally, he held the position of Manager at Canara Bank's Agri-Finance and Priority Sector Section in Chennai.An innovative, loyal, and results-oriented professional with robust planning, communication, interpersonal, and negotiation skills. He has a proven ability to deliver assignments within stipulated deadlines, coupled with excellent team-building skills and the ability to support and evolve a positive work environment.

Indrajit Kumar's Current Company Details
SiCAN FinServe Private Limited

Sican Finserve Private Limited

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Co-Promoter, CEO and Director
New Delhi, DL, IN
Website:
sican.in
Employees:
14
Indrajit Kumar Work Experience Details
  • Sican Finserve Private Limited
    Co-Promoter, Ceo And Director
    Sican Finserve Private Limited
    New Delhi, Dl, In
  • Sican Finserve Private Limited
    Co-Promoter, Ceo & Director
    Sican Finserve Private Limited Apr 2024 - Present
    New Delhi, Delhi, India
  • Save Solutions Private Limited
    Business Head - Mfi
    Save Solutions Private Limited Jun 2021 - Apr 2024
    Delhi, India
    He served as the National Business Head at Save Microfinance Ltd. He played a pivotal role in significantly enhancing the company's performance within a short span, notably expanding geographical coverage from around 50 branches to 240 branches and increasing the AUM from ₹200 crore to ₹1,200+ crore. He spearheaded the technological transformation and established tech-enabled backend operations.
  • Satin Creditcare Network Limited
    Business Head
    Satin Creditcare Network Limited Sep 2020 - Jun 2021
    He held the position of Business Head at Satin Creditcare Pvt. Ltd., one of the largest MFIs in the country, where he managed an extensive portfolio across Uttar Pradesh, Bihar and Jharkhand. He played a key role in establishing seven (07) new Regional Offices and over 100 branches. Additionally, he spearheaded efforts to disburse over one lakh sanitation loans in Bihar in collaboration with water.org, resulting in an award for the company. He maintained excellent standards of portfolio quality and bagged an outstanding rating (highest rating)
  • Satin Creditcare Network Limited
    Dy. Chief Operating Officer
    Satin Creditcare Network Limited Jun 2016 - Sep 2020
    Patna
  • Nabard Financial Services Ltd
    Assistant General Manager
    Nabard Financial Services Ltd Feb 2012 - Jun 2016
    Bengaluru Area, India
    Since Feb’12 NABARD Financial Services Ltd., Bangalore as Assistant General Manager – OperationsKey Result Areas: • Administering as activities related to designing of business strategy, BC empanelment, relationship management, loan appraisal, monitoring of existing portfolio, loan policy and team management• Leading & supervising a team of 150+ personnel• Acting as an In-charge of Second Level Institutions Vertical till Apr’15• Created SOPs for financing second level institutions such as Producer Companies, FPOs, MPCS, SHG Federations, so on• Scoping & identifying viable projects/institutions to finance• Developing suitable loan products based on need analysis of the clients• Performing comprehensive financial & technical appraisal of proposals• Creating office notes, attending queries and following-up post-sanction• Preparing documents for loan proposal and meeting compliance requirementsAccomplishments:• Developed & implemented SLI loan policy for the company and a loan assessment framework for SLIs• Steered efforts in establishing SOPs for SLI vertical• Increased SLI Loan portfolio by more than 100% for two consecutive years through implementation of various plans• Bagged outstanding rating (highest rating) at NABFINS in 2015• Performed a scoping study for starting operations in Chhattisgarh• Merit of representing NABFINS in:o National Workshop on Farmer Producer Organisation – Business Opportunities & Challenges organised by SFAC & ASA in Bhopalo Training programme on leadership skills for senior management of NABFINS at BIRD, Mangalore• Administered matters related to HR (Recruitment, Training & Staff Matters) and General Administration• Streamlined overall Administration / HR related system & processes which resulted in overall reduction in TAT for various activities• Created & maintained staff manual & employee handbook for the company
  • World Bank'S Bihar Kosi Flood Recovery Project (P122096 ; Ida-48020) Knna/Odrc
    Chief Program Coordinator
    World Bank'S Bihar Kosi Flood Recovery Project (P122096 ; Ida-48020) Knna/Odrc Mar 2010 - Jan 2012
    Saharsa, Bihar, India
    Mar’10 – Jan’12 World Bank’s Bihar Kosi Flood Recovery Project / ODRC-KNNA P122096; IDA-48020 (Micro-Housing), Saharsa as Chief Programme CoordinatorKey Result Areas:• Planned & supervised World Bank’s BKRF (Micro-Housing) Programme, at commissionary level comprising of 3 districts (Saharsa, Supaul & Madhepura-Kosi division of Bihar), 16 Blocks and 62 Gram Panchayats in coordination with a team of over 300 personnel• Collaborated with stakeholders’ such as Divisional-Commissioner, District Magistrate & other senior government officials, KSKs, Banks, World Bank, UNDP & ODRC teams to institute systems for implementation, progress review & monitoring• Built capacity of district level teams and provided support to them• Monitored & addressed HR issues• Managed communication, reporting & documentation systems – database management, documentation and report writing• Identified operational issues and explored feasible solutionsAccomplishments:• Successfully steered BKRF project which was being implemented with more than 30,000 families• Created a standard process flow to be followed as a guiding principle• Steered efforts in instituting a system of regular meetings / interactions at all levels• Resolved several field level issues and facilitated organizing of awareness campaigns/cultural shows• Developed MIS for project and created various formats to be used at various levels such as Gram Panchayat, KSK, District Level & Division Level for progress monitoring
  • Canara Bank
    Manager
    Canara Bank Aug 2006 - Mar 2010
    Chennai
    Aug’06 – Mar’10 Canara Bank, Chennai as Manager – Agricultural Finance & Priority Sector SectionKey Result Areas:• Administering business development activities and monitored Agri portfolio of Canara Bank’s Chennai Circle, which comprises 152 branches in Tamil Nadu & Pondicherry• Identified viable business projects through market survey and generated leads through branches• Prepared office notes, followed up and attended queries; provided post-sanction follow up• Collaborated with agencies viz. NHB, NABARD, Agriculture Department, Farmers Associations & NECC for business development.• Guided Agri-Entrepreneurs about banking norms & modalities• Developed & maintained healthy business relations and ensured high customer satisfaction metrics• Attended seminars, workshops & industry dialogues; undertook monitoring and evaluation studiesAccomplishments:• Brought various new entrepreneurs to bank, which resulted in increasing Agricultural outstanding substantially and assisting various branches to reach their respective targets• Led Chennai Circle which won 1st prize amongst all the 30 circles in Agri-finance in 2007• Developed & implemented a successful scheme to finance ‘Broiler Farmers’ under Contract Farming Arrangements• Performed a study on Impact of Bird Flu on Poultry Portfolio of Canara Bank in Chennai Circle• Merit of representing Canara Bank in various national & state level seminars / forums, which includes:o Food Pro 2007 & 2009 organized by CIIo Nation Seminar on Cold Chain Management organized by FICCI at New Delhio 5th National Hindi Seminar organized by RBI at Hyderabad; worked as a session coordinatoro Warehousing’08 organized by FICCIo Insight’06 – National Management Symposium organized by LIBAo Breakthrough Imperative – How the Best Managers Achieve Outstanding Results organised by CII
  • Resource Centre For Legislators
    Management Traineeship Segment (Mts)
    Resource Centre For Legislators Nov 2005 - Dec 2005
    East Delhi
    Project executed for Resource Centre for Legislators, New Delhi: preparatory work for human development report of East Delhi parliamentary constituency: Explored various facets of livelihood patterns of the people of East Delhi parliamentary constituency, with a special emphasis on migrants and low-income groups.
  • Grameen Financial Services Pvt. Ltd.
    Organization Traineeship Segment (Ots)
    Grameen Financial Services Pvt. Ltd. Jun 2005 - Jul 2005
    Bangalore
    Project executed for Grameen Koota, Bangalore: Analysis of dropouts in micro finance programme. The project was aimed at achieving three objectives; a) Understand the context and nature of dropouts b) Identify the reasons behind the dropouts and c) Suggest viable measures that would help in addressing the problem.
  • Professional Assistance For Development Action (Pradan)
    Field Work Segment
    Professional Assistance For Development Action (Pradan) Nov 2004 - Dec 2004
    Cheetapura, Hosangabad, Madhya Pradesh
    Project executed for Professional Assistance for Development Action (PRADAN): Undertook comprehensive profiling of Cheetapura, a tribal village in Hoshangabad, M.P. Documentation involved detailed profiling, identification and analysis of natural and human resources in the village, data analysis using SPSS software.

Indrajit Kumar Skills

Banking Team Management Credit Risk Mis Credit Risk Management Management Business Strategy Business Development Portfolio Management Business Planning Relationship Management Strategic Planning Financial Risk Project Management Commercial Banking Finance Microfinance Analysis Management Information Systems Project Planning Financial Analysis Leadership Business Analysis Team Leadership Project Appraisal Ngos Rural Development Strategy

Indrajit Kumar Education Details

  • Institute Of Rural Management, Anand
    Institute Of Rural Management, Anand
    Rural Management
  • A.N. College Patna
    A.N. College Patna
    Economics

Frequently Asked Questions about Indrajit Kumar

What company does Indrajit Kumar work for?

Indrajit Kumar works for Sican Finserve Private Limited

What is Indrajit Kumar's role at the current company?

Indrajit Kumar's current role is Co-Promoter, CEO and Director.

What is Indrajit Kumar's email address?

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What is Indrajit Kumar's direct phone number?

Indrajit Kumar's direct phone number is +9111475*****

What schools did Indrajit Kumar attend?

Indrajit Kumar attended Institute Of Rural Management, Anand, A.n. College Patna.

What are some of Indrajit Kumar's interests?

Indrajit Kumar has interest in Poetry, Sketching.

What skills is Indrajit Kumar known for?

Indrajit Kumar has skills like Banking, Team Management, Credit Risk, Mis, Credit, Risk Management, Management, Business Strategy, Business Development, Portfolio Management, Business Planning, Relationship Management.

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