Co-owner with my husband Rick Pierson focused on Vineyard Properties or home sites in Placer County. Our real estate sales/ appraisal/ mortgage backgrounds matched with winemaking background brings unique experience and knowledge to the table for Buyers wanting to make wine or live a vineyard lifestyle or Sellers marketing vineyard properties...* Property requirements necessary to support a successful vineyard (large or small)* Zoning for vineyards* Water sources* Wine making resources* Financing

After 30 years in the Real Estate Industry, one could say that I am a "veteran. I learned about escrow services while working for Stewart Title. But, what I have always liked best -is helping folks with their real estate related needs.. Over the last several years, I have accomplished that goal in working with the team at VITEK Mortgage.Our company's brand development focus is capturing the niche market of Buyers and Sellers having interests in wine making, buying in a wine country setting or living a vineyard lifestyle such as Clos Du Lac in Loomis CA where the 20 acres or common area vineyards are managed by the HOA with the grapes harvested and sold to wineries. Our own vineyard planning, planting, maintenance and wine making background of 15+ years provides the basis and ability to assist our customers to identify their purchase for the vineyard lifestyle or the home winery.These goals not withstanding, the day to day practical practice of normal real estate sales are of course a reasonable part of my business plan.

I am an advocate for home builders. I enjoy navigating through investor guidelines, FNMA and FHA requirements providing additional or unique financing options to increase our builder's buyer pool. Always adept in Down Payment Assistance, I continue to search out details for builders during this crucial time focused on the 1st time buyer market segment. As Builder Sales Manager, I provide leadership and opportunities for loan consultants seeking to service home builders and their customers. My team and I are focused on being your choice as well as your buyers' preference. Taking stress out of financing, creating excitement and fun along the way is our hallmark. Over the years I have managed and personally closed pipelines in excess of 250 annual units and provided financing for buyers of Trimark Homes, Morrison Homes, Treasure Homes, Sacramento Pacific Dev., Corinthian Homes, Dunmore Homes, Lakemont Homes, William Lyon Homes and JMC Homes. VITEK's Builder Division has a fresh approach to tired challenges, call me. My team has the capacity and will deliver solutions with simplicity and certainty.Specialties:Creativity in finding the "hook" in financing to bring buyers in the door, and keep them. Expert in "layered" DAP programs Expert in 1st Time Home Buyers Expert in training loan consultants in the fine points of structuring complicated transactions, & coaching sales professionals. Expert in problem solving and solutions. Expert income restricted communities Good working relationships with Mercy Housing, HLCC, SHRA, City of Roseville, NHW, City of Vallejo

Producing Branch Manager, a Sierra Pacific net Branch. Our team of loan consultants worked from home offices and met with customers at Builder sites, for pre-qualification and loan application.

Worked closely with new home builders and the Northstate BIA to provide financing and financial training to sales staff targeted on buyer profiles. Recruited and trained Loan Officers for new home communities. Worked closely with builder marketing managers to target financial advertising leads to bring in buyers and close the sale.

Building a new home financing division was my reason for joining VITEK Mortgage. This position required building relationships within Sacramento new home community, recruiting & training loan officers and supporting our builders sales efforts with timely closings. My efforts changed the perspective at VITEK from a primarily resale lender to a Builder's Best Lender.

Producing manager for Morrison Financial. Originated and managed 200+ loan pipeline with similiar closings on an annual basis. Based on National closing numbers I placed within the top 5 annually in sales and customer service.

Gave presentations to agents on escrow closing cost calculations; provided property profiles from micro-fish; worked up Builder Bulk Rate information for smaller builders who were being charge regular fees by other companies. – We got the business. Did in office escrow signings.

Our company focused on sales and marketing of homes for Foothill new home builders. Track and custom. Racket Club Estates, Ashley Oaks, Homestead...

Recruited sales team, managed and also sold homes for this builderRacket Club Estates, Ashely Oaks, and various custom homes.

During my time at REA, I was a new homes Sales Associate and sold new homes for J&L Homes (now JTS) at Antelope Woods and Bradshaw Woods as well as new homes for Davis Heater Homes at the Vineyard in Citrus Heights.