Ioannis Kroustalakis Email & Phone Number

Athens Metropolitan Area

· Policies, procedures, reviewing and ensuring appropriate mitigation controls in order to reduce risk· Various risk, business development and monitoring activities and relevant risk management reporting/update· Analyzing data and monitoring of risks and assessment of their impact on company’s activities · Risk Matrix, Risk Appetite and Company's Pricing review and update · Developing credit risk, VAR, RoR models and implement scorecards· Developing strategies for risk management, pricing and revenue optimization

Athens, Attiki, Greece

-Thorough financial analysis of buyers', considering the market and any other related factor.-Construction of debtors' risk assessments andmaking propositions on credit limits' coverage.

Amsterdam, North Holland, Netherlands

-Responsible for the risk assessment of new & existing customers and establishment of appropriate credit limits-Responsible for the assessment of credit-worthiness of the customers, managing the credit blocked orders and the customers approaching approaching or exceeding their credit limit-Review current order and delivery values on costumers account to ensure that they remain within approved credit limits-Perform financial analysis of customer financial statements for the development of a risk profile of each customer using analytical results to establish credit limits within designated authority level and prepare analysis write-up to obtain necessary MOA for decisions exceeding designated authority level-Communicate with customer's senior financial and business leaders to establish understanding of customer's financial condition and business model as needed to complete credit analysis and to negotiate security when financial condition does not support credit exposure-Provide support and guidance to internal stakeholders on the principles of sound credit management, in order to maintain a strong relationship with the customers by ensuring compliance with Global Credit Policy

-Executing risk assessments and defining underwriting requirements for new and existing business.-Determining the appropriate risk rating and setting deposit levels (or other guarantees) based on the merchant’s risk rating and exposure.-Co-operating/liaising with other Business Process, Account Management and Business Development teams and advising and supporting the Clean Order Package and Lead to Board process.-Communicating with Merchant Services, Merchant Operations, Finance and other internal departments impacted by the risk assessment and reviews.-Supporting Credit function on interdepartmental procedures and processes relating to the management of risk.-Maintaining the upkeep of the Worldline Credit Policy and Procedures.

Hoofddorp, North Holland Province, Netherlands

-Executing risk assessments and defining underwriting requirements for new and existing business. -Determining the appropriate risk rating and setting deposit levels (or other guarantees) based on the merchant’s risk rating and exposure. -Co-operating/liaising with other Business Process, Account Management and Business Development teams and advising and supporting the Clean Order Package and Lead to Board process.-Communicating with Merchant Services, Merchant Operations, Finance and other internal departments impacted by the risk assessment and reviews.-Supporting Credit function on interdepartmental procedures and processes relating to the management of risk.-Maintaining the upkeep of the Ingenico ePayments Credit Policy and Procedures.

Hoofddorp, North Holland Province, Netherlands

-Review new and existing merchants' credit applications and information-Help credit managers for new and existing merchants' risk assessments-Cooperate with the Account Managers and Business Development Managers and other stakeholders-Cooperate with other departments in order to review merchants-Using S&P platforms to score merchants and populate financials-Support in providing management reporting

Paros

Athens

-Organizing meetings for military executives-Assisting in payment documents preparation

Paros

-Financial Management-Communicating and Negotiating with vendors-Settlement of costumers' orders-Handling of invoices

Master Of Science - Ms, Finance, General

Bachelor'S Degree, Financial And Banking Management