Irina Jiltsova Email & Phone Number

Do you know what you are working for? As in, why do you work (employee or self-employed)?Most of us go to work to make money. Then what? Most of us think that we are going to retire at 65 (mostly because the society or the government says so..). Then what?Have you REALLY thought about it?Can you say with a high degree of confidence that you have all of the below points handled? Whether you are working for someone or yourself, do you have the pillars of Financial Fitness addressed in your life?6 Pillars of Financial Fitness:1. Cash Flow - aka budget and record keeping. Do you know what you have coming in and going out? Is your Income > Expenses?2. Emergency Fund - if you couldn't work for a week, a month or a few months, can your bills still be paid?3. Debt Management - do you have your Debt Freedom Date yet? Or do you know how much debt you have to begin with and how much it's costing you?4. Proper Protection - personal or business - Should you lose your income capability (temporarily or otherwise), what's your plan B?5. Build Wealth - are you set up to beat inflation? Do you have your investments set up so you could reduce taxes? Do you know how much you'll need to not have to work for money?6. Preserve Wealth - reduce taxation AND build family legacy!!Should you not know one or two of the above, let's talk!! There is no reason for you to work longer or harder than you need to! With just a little bit of planning and organization, you can be well on your way to YOUR financial independence!!

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  Mount Royal University

  Business Administration Program