Iris Ponce Email & Phone Number

Jakarta, Dki Jakarta, Id

AML Analysts, Conducting a cursory review of the activity and provinding a recommendation for the case to be dispositioned s no further action or recommend case as being furher review warranted, or pending approval.

AML Investigator, conducting a time-sensitive, meticulous investigation and analyzing for Argentinian clients. for transactions that were subject to tax amnesty these investigations were conducted for facilitating a special tax payment associated with the tax amnesty Program. Also, proficiency in written and reading professional Spanish and English was a must for the project. • Conducting an analysis of the overall activity which resulted in the investigation of the referred under operation. • Reviewing Nosis report which was in Spanish from Argentina clients to analyze the remitter and taxpayers of the operation under investigations. • Analyzing the information and support documentation (resources-independent sources).• Search for negative media through Internet and world check on the remitter/taxpayers.• Fully documents all investigations, based on the due diligence conducted closed case or recommendation for SAR Filing. • QA cases that were investigated thorough Argentina office.

San Diego, Ca, Us

LPL Financial, NC (SAR Remediation) working remotely from home in drafting SARs narrative, reviewing and report activity relating to an attempted account takeover via email account compromise (EAC), Identify Theft, Elder Financial exploitation, illegal Insider trading fraud).• Reviewing accounts transactions history 90 days prior to the email hack to current.• Reviewed supporting documentations, fraudulent emails to confirm whether request was for wire transfer, checks, ACH, or some other instruments.• Reviewed, analyzed and organized data to draft SAR Narrative, and report SARs. • Systems used Mantas, Branch net, Lexis Nexis, Beta and Documentum.

서울시, Kr

Keb Hana Bank, New York NY 03/17-04/17AML Monitoring Investigation, a few weeks to help in a backload of cases to be clear.Reviewing and evaluating cases consisting of potentially suspicious activities identified by clients’ system databases for retail banking. • Reviewed cases detected and reported suspicious activities for 6-month period and concluding if to close cases or escalated and prepare SAR. • System used BAM (Business Activity Monitoring), Synergy (Document review), 4/sight access (Deposit Item) and Jack Henry (CIF and client identification).

Frankfurt Am Main, Hessen, De

Oversight AML Advisory reviews alert investigations, including adherence to procedures and alert dispositions, completed by Research Analysts and QA Analysts after alerts investigations have been completed. Oversight is performed on a quarterly basis on a sample of alert investigation completed by each research analyst and QA Analyst. QA (Quality Assurance): Analysts perform QA on alert investigations and escalations conducted by research analysts to endure that procedures are followed correctly and investigation is completed. • Performed Oversight review on checks transactions for all type of scenarios transactions on Mantas system on completion of alerts done by QA analyst.• Performed Oversight review on wires transfers on Norkom system on completion by QA analyst or field inquiry analyst.• Working with monthly fuzzy searches for watch list. • QA performed on sequential checks alerts transactions, after completion of alert investigation or escalated to field inquiry or SAIF by analyst is done, and is ready for closure the alert status is on close-opened investigation.

Paris, Fr

AML monitoring, Investigations and SAR reporting: Review and evaluate alerts/cases consisting of anomalous or potentially suspicious activity identified by the clients’ system databases. Analyze account transaction histories to identify potential money laundering typologies and other unusual or potentially suspicious behavior. • Reviewing cases detection and reporting of suspicious activities. Conduct in-depth investigations on potential suspicious activity and determine whether the activity is suspicious by identifying and documenting clients’ relationships with the account holders and gathering additional information from various sources as appropriate.• Transaction monitoring of clients’ highest risk customers• Review, analyze and organize data to write comprehensive supporting investigative narratives and Suspicious Activity Reports (SAR’s).• Conduct thorough customer and enhanced due diligence research using client systems and other information resources to determine whether AML risk exists.• BSA, AML Anti-Money Laundering surveillance and reporting assistance, OFAC sanctions compliance, and other areas relevant to today’s heightened regulatory climate.• Working with monthly wrap alert (several alerts in one case) from 2014 to present.• Requesting for information (RFI) to BNP Paribas International branches if need on the customer.• Identify patterns of suspicious activity and investigated suspected cases of subpoena, Triad Securities and monthly and wrap cases.• Internal searches on GCards, Syfact, Business Object, Orbis and search space.• External searches on World check, Lexis Nexis and Internet.

Chicago, Illinois, Us

BSA/AML HIGH RISK BUSINESS UNIT (HRBU) INVESTIGATORBank of the West, California 2/2015- 4/2015Investigator working remotely from home in HRBU EDD Review and CDD EDD Alerts• Researching, reviewing analyzes and interprets financial data and information to determine risk ranking of potential clients and present clients, individuals as well as businesses.• Completed risk assessments & EDD Review; make determination for Political Exposed Person, Special interest Person, and relatively close associates, Nonresident Aliens, Money Services Business and Third Party Payment Processors.• Daily review of the Customer Due Diligence alerts created by IRIS/Norkom, determine which client to monitor on a yearly basis; maintaining list and monitoring spreadsheets of high score CDD from a usual behavior cased individuals and business; create case to monitor High Risk Business and individuals.

Stuttgart, De

AML ALERT TRANSACTION LOOKBACK PROJECTLBBW, New York 8/13-8/14Investigation automated alert monitoring activities look back project 2012 thru 2013 and BAU (Business as usual) transactions monitoring activities. • Investigated alert/cases generated by GIFTSEDD System due to the transactional activity remediation (TAR) Project.• Perform research on the internet and available commercial database (World-Check and Bankers Almanac).• Prepared narrative supporting clearance or escalation of alerts/cases.• Performed 2nd review and completed cases.

London, Gb

AML BAU HIGH RISK /SUPP SAR TRANSACTION SURVEILLANCE HSBC, Brooklyn 02/13- 08/13Investigating automated alert monitoring activities high risk alert for large companies and correspondent banking accounts. • Review Supplement SAR to take a determination on the recommendation in the cases.• Review alert against Lexis Nexis, RDC, Internet search, determine if to escalate, sent a request for more information to HSBC branches or other financial institution or to close alert/cases.

London, Gb

Investigating automated alert monitoring activities conducted by the HSBC North America Holding Inc. AML compliance payment and cash management.• Responsible for reviewing alerts generated automatically by Norkom system.• After completing the review of all relevant facts relating to an alert/cases determine if sufficient information to close the alert/case. Or request for information from Relation manager, place customer on Watch list or escalate any transactions that are potentially suspicious to team lead. • Conduct AML monitoring for the correspondent banking and Corp account maintained by the cash management business.• Worked in the ceiling Threshold review project, review transaction from Jan thru June. • Risk Management. Reviewing of SARs• Screen client and all related parties against relevant screening tools with the view to identifying PEP and/or adverse news.

New York, New York, Us

Investigating alert generated due to activity related to money laundering, terrorist financing or other related financial crimes in the wealth management International private banking Unit.• Manage investigation and work cases to completion according to internal Citigroup AML process and procedures.• Conduct research over internal bank systems, the Internet and database during case investigations.• Collect and examine financial statements and documents to assist in identifying unusual transactions patterns. • Review customer background; search for SARs in the internal bank system and send AIR request to Relationship Manager, after review of the account and researching process is completed and cannot explain the transaction. Before determine to close the alert or escalated for further investigation for SARs.

London, England, Gb

American Express Banking/Standard Chartered Bank Analyst worldwide Banks accounts to comply with compliance standards:•Reviewed/approved KYC customer identification from respondent bank, to ensure documents required by law and bank policy complied with standards.•Implemented and administered new USA Patriot Act policies to keep banking division operational and avoid fines/penalties for lack of compliance.•Translated AML/ KYC documentation between Spanish and English to ensure compliance and process new client accounts.•Monitored regulations to incorporate with the review of KYC.•Analyzed industry trends and developments to determine changing client requirements and areas of country risk.•Ensure KYC and AML information met internal compliance standards. •Conducted investigations using research during the KYC document review process.•Monitored Bank Knowledge client database to ensure due diligence process was followed.•Provided guidance to worldwide relationship managers with regards to client due diligence.•Worked with remote global project team to conduct testing in order to develop system-enhancements. •Conducted monthly training to prevent risk during analysis and regulatory compliance.

London, England, Gb

New York, Ny, Us

Analyst worldwide Banks accounts to comply with compliance standards:• Reviewed/approved KYC customer identification from respondent bank, to ensure documents required by law and bank policy complied with standards.• Implemented and administered new USA Patriot Act policies to keep banking division operational and avoid fines/penalties for lack of compliance.• Translated AML/ KYC documentation between Spanish and English to ensure compliance and process new client accounts.• Monitored regulations to incorporate with the review of KYC.• Analyzed industry trends and developments to determine changing client requirements and areas of country risk.• Ensure KYC and AML information met internal compliance standards. • Conducted investigations using research during the KYC document review process.• Monitored Bank Knowledge client database to ensure due diligence process was followed.• Conducted client due diligence, reviewed on boarding accounts, KYC documentation, before approving client accounts.• Provided guidance to worldwide relationship managers with regards to client due diligence.• Worked with remote global project team to conduct testing in order to develop system-enhancements. • Conducted monthly training to prevent risk during analysis and regulatory compliance.

New York, Ny, Us

Responsible for supervising several staff members, and supporting the Sales Representatives and Banking officers from Latin America:•As an A class authorized signature approved to sign off on a wide range of money transfers, 60-100 new accounts, and Team documentation. •Supervised staff and supported Sales Representatives and Banking Officers from Latin America.•Reviewed staff funds transfers and time deposits, open account activity daily and authorized transactions with authority guidelines while interacting with international Private Banking officers and managers.•Conducted client due diligence, reviewed new accounts, KYC documentation, before approving client accounts.OFFICER ASSISTANT 03/97- 12/99Delivered a wide range of authorize signature responsibilities within Private Banking unit:•Served as a go-between Representatives in New York and International Sales Representatives to identify potential areas of risk associated with new accounts activity.•Completed pending items and resolved documentation discrepancies. •Provided client relationship management and issue resolution by working in conjunction with Customer Care Teams.•Reviewed internal reports (overdraft reports, large items and significant balance reports) on behalf of international bank customers.•Monitored high risk accounts for suspicious activity as mandated by the Patriot Act.•Reviewed fifty (50) payments daily received from Latin America and prepared for processing before sending to other dept. on the bank to be processed.

New York, Ny, Us

Controlling risks limits and insure a permanent adequacy between the risk framework and the front office activity. Follow up on pending items and resolving any documentation discrepancies. Provided assistance with problems customers my encounter.Reviewed all types of internal reports (overdraft report, large item and significant balance reports for international banking customers, including high risk accounts for suspicious activity. Reviewing all payments received from Latin America before sending to other dept. on the bank to be process.

Tel Aviv, Il

Supported the full processing of day-to-day funds transfer activities. Perform customer's service activities for related customers including opening and closing of accounts, as well as researching overdrafts activities. Reviewing and translate all incoming documents relating to Latin American countries. Working closely with overseas representative offices to resolve outstanding issues and endure the highest quality in customer service.

Tel Aviv, Il

Following up and tracing collection item send to other financial institutions.Responsible to do the daily general ledger of the dept. monitoring account payable and funds held accounts.

Certifications, International Banking

Continuing Education Course-Work Completed.