Managing daily operation of Fintech P2P Lending.Leading Business Development, Product, Legal & Compliance, Operation & CS, GR & HR team.Managing relation with association and regulators and responsible to make sure all SOPs are aligned with regulations resulting in depth knowledge and network on FinTech regulations.Developing innovative products and services, as well as responsible for 3rd party vendors and business partners management and operation.Understand the banking operation and the opportunities to grow and cooperate with FinTech environment.

Managing daily operation of TrustIQ a registered P2P platform part of Trusting Social group that focus on consumer loan and utilizing machine learning & telco credit scoreManaging and responsible of integration with 3rd partypartner such as payment gateway, credit bureau, digital signature, banks, eKYC and identity management.Responsible of product development in Indonesia market.

Co-Founder of Gotong Royong Indonesia with platform brand bantoe.id, a Fintech Digital Finance Innovation startup that focus on connecting micro & small businesses with rural banks in Indonesia. The business plan is selected to be among few finalist presented in international startup competition and since then applied and listed in the Otoritas Jasa Keuangan (Financial Service Authority).Responsible for setting up all the legal permits and registration. Build the business plan, go to market strategy and web & mobile prototype. Secured partnership with global mobile phone brand and its distributor and 8 rural banks. Hand over the management to partners on November 2018 as I embark to new role in P2P company.

Finalist and part of G-Startup Worldwide Jakarta 2017 Batch for startup business plan of Gotong Royong Indonesia an Financial Innovation focusing on connecting Rural Banks with Businesses. Selected finalist among 200 applicants in this international competition.

Managing all marketing planning, strategy and implementation of Microsoft Lumia & Nokia feature phone including brand communications thru multiple marketing communications & consumer touch points (ATL, BTL, Retail & Digital), retail & consumer marketing activities and trade program and incentive.Lead the marketing campaign development and marketing activities implementation. Responsible for the management of creative excellence (create, adapt and localize), consistency across all categories as well as overall touch point strategy.Lead the trade marketing program planning and implementation for retailers and distributors. Responsible for retail POSM creation, distribution and implementation in more than 5,000 retail stores.Lead the quarterly business planning collaborate with sales and channel team. Responsible for Marketing Investment Planning & Allocation to ensure the best ROI is achieved and aligned with business objective. Leading consumer intelligent and insight for all marketing campaigns and product portfolio planning.Managing agencies collaboration (media, digital, creative & event organizer) and responsible for marketing partnership with 3rd parties such as Distributors, Telecommunication Operators, Banks, Online Stores, Lifestyle Brands.Served as Microsoft Indonesia spoke person for media.

Managing Nokia Asha, Lumia & Nokia X brand communications & brand preference thru multiple marketing communications & consumer touch points (ATL, BTL, Retail & Digital). Lead the marketing campaign development and marketing activities implementation. Responsible for the management of creative excellence (create, adapt and localize), consistency across all categories as well as overall touch point strategy.Responsible for Marketing Investment Planning & Allocation to ensure the best ROI is achieved and aligned with business objective. Contribute to quarterly and annually country business planning process by providing market update and marketing strategy aligned with country objective.Managing agencies collaboration (media, digital, creative & event organizer) and responsible for marketing partnership with 3rd parties such as Distributors, Telecommunication Operators, Banks, Online Stores, Lifestyle Brands.Served as Nokia Indonesia spoke person for media.Achievements:• Won The Best Indonesia Digital Brand Campaign for Nokia X launch from Mix Magazine

Managing mobile phone devices portfolio which contributed 80% of company revenue. Contribute to monthly, quarterly and annually business planning session by providing product input, product lifecycle plan, market & technology update and competitor product analysis. Lead the Go-To-Market program management of cross-functional team across sales, channel, marketing, public relations, customer support, finance and legal to align strategies to reach the business objective. Served as Nokia Indonesia spoke person for media.Achievements: • Grow Nokia Asha sales volume by 200% within 1 year and reach 70% of market share in sub USD 100 price band.• Kudos Award in 2012 for Asha bundling with Telkomsel.• Kudos Award in 2013 for Nokia Music project.

Responsible for designing technical solutions consists of hardware, software and service to meet customer requirement. Collaborate with sales team to achieve revenue target and with project management team to make sure the project delivered on time.Managing and deliver workshop, proof of concept and training. Deliver technical presentation and product demo during marketing event and product launch.Responsible to develop partners & internal team technical knowledge of Sun Microsystems products, services and solutions. Served as technology evangelist of company's products, services and solutions.Key Clients: Telkomsel, Indosat, XL, Three, Bakrie Telekom, Dirjen Pajak, Dirjen Bea Cukai, Ministry of Education, PPATK, Polri, Jamsostek, Pertamina, Pegadaian, BRI, BCAAchievement:• Core Value Award in 2009 for partner development.• Core Value Award in 2010 for Dirjen Bea Cukai project.

Lead sales account team for financial services industry (banks, insurances, multi finance companies) and automotive industries (car automaker and motorcycle maker). Develop and execute strategic business plan to achieve revenue target.Responsible for strategic partnership with 3rd parties to strengthen company services and product portfolio. Contribute to quarterly and yearly company business planning. Key Clients: Standard Chartered Bank, DBS Indonesia, Bank Mandiri, BRI, Bank Danamon, ABN-AMRO, BNI, GE Money, Bank Bukopin, Lippo Bank, FIF, Buana Finance, Suzuki Finance, Toyota Astra Financial Service, BCA Finance, Astra World, Astra Honda Motor, Suzuki Indomobil Motor.Achievement: Best team in revenue achievement in 2007

Responsible for product development in financial industry industries solutions (wealth management, incentive & sales management, customer loyalty systems, integrated reporting system, sms banking, etc) and mobile solutions (sms broadcast, sms pull & push, content management, mobile canvasing, mobile advertising, etc). Prepare solutions prototype and deliver technical presentation and product demo. Collaborate with sales team to achieve revenue target and with project management team to make sure the project delivered on time.Key Accounts: Standard Chartered Bank, DBS Indonesia, Bank Mandiri, Bank Danamon, ABN-AMRO, BNI, Astro TV, Natrindo Telepon Seluler.

Managing team of functional analysts and programmers in IT outsourcing project in DBS Indonesia. Responsible for end to end project deliveries to customer. Act as single point of contact for all customer inquiries. Plan & distribute tasks among team members. Collaborate with other team or 3rd parties related to the projects.Responsible on application requirement and project timeline are agreed with customer before the project starts. Lead the weekly and monthly project review with the customer.Major Projects: Incentive & Performance Management System, Customer Loyalty System, Customer Relationship Management System, Customer Services Ticketing & Tracking System.

Lead team of programmers to develop enterprise web application based on the client requirement using PHP, Microsoft .Net Framework and Microsoft SQL Server in financial service industry clients. Lead the requirement assessment of the client and designing the database scheme and the application design. Lead the System Integration Test and User Acceptance Test process with client and other 3rd party vendors. Collaborate with other team leader and project manager on team resource management. Assist sales team for product presentation and demo to new clients. Major Projects: Sales Performance & Incentive Management and Wealth Management Systems in Standard Chartered Bank

Develop enterprise web application based on the requirement using PHP, Microsoft .Net Framework and Microsoft SQL Server in financial service industry clients. Together with the project manager defining client requirement and designing the database scheme and the application design. Lead the System Integration Test and User Acceptance Test process with client and other 3rd party vendors.Major Projects: Sales Performance & Incentive Management and Wealth Management Systems in Standard Chartered Bank