Head Of Credit Product Analysis Division
• development of bank’s methodologies, guidelines, reporting forms, credit policies and lending parameters;• participation in development, updating, testing and adaptation of bank's credit products in retail banking; • development of decision-making rules principles for manual verification of loan applications;• development of business requirements for changes in the decision-making system; • control over the level of approval/negotiation/rejection of loan applications for retail business;• maintenance audits (“Big 4”), including NBU;• collective decision-making as a member of the credit committees;• participation in the budget process, drafting/ monitoring implementation of the annual budget, unit management.