I am a Manager of Legal & Compliance with over 15 years of experience in compliance-related roles within the FinTech and banking sectors. My career began at Washington Mutual Bank, where I developed a foundational understanding of banking operations, which I have successfully leveraged into a progressive career in the fast-paced FinTech industry. This diverse background has equipped me with the necessary skills to navigate and lead through the complex regulatory landscapes that define these industries.Over the last seven years, I have played a critical role in guiding LendingUSA through a significant growth phase. My strategic oversight ensured that regulatory compliance was maintained across all organizational functions, supporting sustainable growth. My tenure in compliance leadership, initially built on a solid foundation of legal and banking expertise, has entailed my deep commitment to excellence and innovative compliance solutions that support business objectives while adhering to regulatory requirements.
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Legal And Compliance ManagerLendingusaUnited States
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Manager Legal And ComplianceLendingusa Sep 2024 - PresentSherman Oaks, California, United StatesAs the Manager | Chief of Staff – Legal and Compliance at LendingUSA, I lead initiatives to ensure full adherence to regulatory requirements and internal policies. I foster a culture of ethical excellence and actively mitigate organizational risks.Leveraging my legal acumen in the Fintech industry, I specialize in interpreting and applying complex regulatory frameworks to drive compliance and enhance organizational integrity. My proactive approach to risk management strengthens our commitment to ethical standards and regulatory excellence.
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Compliance OfficerLendingusa Aug 2018 - Aug 2024Sherman OaksDeep knowledge and practical application of Federal and state laws and regulations, including Truth in Lending, FCRA, Equal Credit Opportunity Act (ECOA), UDAAP, USA Patriot Act, Bank Secrecy Act, Anti-Money Laundering Laws, OFAC, SCRA, and MLA.Audit Leadership: Conducted audits across multiple regulatory frameworks including UDAAP, CAN-SPAM, FDCPA, FCRA, ECOA, TILA, TSR, ADA, SCRA, BSA/AML, EFT, MLA, and TCPA, ensuring compliance and risk mitigation across all areas. Also led annual CMS, BSA/AML, and Fair Lending external audits with third-party advisors, ensuring strict adherence to all standards.Experience with Regulators, Audits, and State Examinations: Current experience managing interactions with regulators and overseeing audits and state examinations, ensuring full compliance and readiness.
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Compliance AnalystLendingusa May 2017 - Jul 2018Sherman Oaks CaServed as primary liaison for regulatory complaints and inquiries, ensuring timely resolution and alignment with consumer protection laws.Executed first-, second-, and third-line testing and monitoring, identifying control gaps and implementing remediation plans that improved compliance posture.
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Senior Default Specialist IiiAlaw - Albertelli Law Dec 2013 - Dec 2014Chatsworth CaliforniaAt Albertelli Law, a leading legal organization specializing in foreclosure processes and more, I provided comprehensive support to the bank, borrowers, and clients by managing over 40 foreclosure files daily, and training staff members on compliant foreclosure procedures. I ensured effective and compliant operations throughout the foreclosure lifecycle, which increased operational efficiency and reduced compliance-related incidents. -
Senior Default Specialist IiiChase Mar 2007 - Dec 2013Chatsworth, CaRegulatory Compliance and Operational EfficiencyEnsured full compliance with civil codes and organizational standards through rigorous verification processes.Conducted comprehensive training sessions for staff, dramatically reducing claims resolution times by 20%.Enhanced overall operational efficiency, contributing to improved client satisfaction and reduced legal risks.Title Management and Documentation AccuracyImplemented new procedures to resolve title discrepancies, improving portfolio management accuracy.Conducted thorough analyses of property titles, ensuring meticulous verification of all encumbrances and documentation accuracy.Reduced title-related errors, enhancing data integrity and supporting better decision-making processes. -
Foreclosure Default Specialist IiWashington Mutual Bank Mar 2006 - Mar 2007Northridge California
Frequently Asked Questions about Isaac P.
What company does Isaac P. work for?
Isaac P. works for Lendingusa
What is Isaac P.'s role at the current company?
Isaac P.'s current role is Legal and Compliance Manager.
Who are Isaac P.'s colleagues?
Isaac P.'s colleagues are Kelly Schnarr, Gretchen Van Kleef, Norma Rodriguez, Claudia H., Marlyn Hernandez, Kory Villatoro, Dan Hoff.
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Isaac Ritharson P
Research Scholar | Ai Enthusiast | Deep Neural Networks | Cyborgs And CyberneticsGreater Seattle Area
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