Expert Corporate Credit Analisyt
CurrentResponsible for preparing and recommending the most relevant credit files, according to the Headquarter guidelines;Assess creditworthiness of existing or prospective Corporate clients;Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending;Preparing reports about the degree of risk in lending money to clients;Analyzing client records and using the data to recommend payment plans;Conferring with credit associations and references to exchange credit information on clients;Evaluating the financial status of clients by producing financial ratios, trend and cash flows analyses and create projections;Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval;Helping sales departments in managing financial orders to help them control credit exposure;Determine in depth the degree of risk involved;Carefully analyze data and produce clear and objective reports;Routinely monitor loans for compliance;Adhere to credit policy and guidelines;Monitor corporate portfolio asset quality on an ongoing basis;Internal control process in Corporate Credit Area.
