Iskander Askerov, Emba Email & Phone Number

Baku, Az

Баку, Азербайджан

Азербайджан

Azerbaijan

Number of employees: 12.Formation of a new department through the merger of two departments (Credit Control and Risk Management); creation of new departments within the department (Risk Analysis, Credit Control, Internal Control, Compliance, Management Reporting); improvement of the department's charter; the formation of a new department by attracting experienced specialists both inside and outside the bank; Development of a department's follow-up plan to mitigate and control all types of… Show more Number of employees: 12.Formation of a new department through the merger of two departments (Credit Control and Risk Management); creation of new departments within the department (Risk Analysis, Credit Control, Internal Control, Compliance, Management Reporting); improvement of the department's charter; the formation of a new department by attracting experienced specialists both inside and outside the bank; Development of a department's follow-up plan to mitigate and control all types of risks (KPI); Determining the objectives of the department in accordance with the requirements of the regulatory authorities of the country; improving relations with regulators in order to achieve the main goals of the bank; the involvement of foreign and local vendors to improve the intra-bank and money-laundering control systems; analysis and work with the internal structure of the bank to adjust processes, draw up new laws to strengthen risk control processes and approve them at the risk committee; improvement and automation of internal and external reports of the bank; Maintaining a risk map for timely detection and suppression by implementing monitoring and other methods; the establishment of an internal management reporting system for daily updates; improving the quality of work of bank employees through training and consultations. Organization of work on recovery of problem loans, determination of methods of control and motivation of the Department of Problem Loans. Show less

Azerbaijan

Creation of more flexible work processes to deal with corporate clients. Quality control of lending rules, evaluation of existing credit products portfolio. Continuous training and development of junior staff. In partnership with IT department, spearheaded a project to automate the processes involving legal and court cases. Advised on the restructuring of the NPL division. Devised a new work stream for loan approval. As a member of the Credit Committee, became an expert on legal aspects of the… Show more Creation of more flexible work processes to deal with corporate clients. Quality control of lending rules, evaluation of existing credit products portfolio. Continuous training and development of junior staff. In partnership with IT department, spearheaded a project to automate the processes involving legal and court cases. Advised on the restructuring of the NPL division. Devised a new work stream for loan approval. As a member of the Credit Committee, became an expert on legal aspects of the bank’s dealings as well as the broader industry knowledge of the country. Show less

Azerbaijan

Identification and assessment of risks in the bank; the creation of proposals for risk limits and borrowing rates; supervising the regulatory compliance of the bank; centralisation of data, control of financial monitoring of the bank, running of stress tests and communications with the Central Bank, participation in the creation of all types of bank products; consultation of bank employees on internal procedures; forecasting of Nonperforming loans and losses. Member of Credit Committee.

Azerbaijan

Actively involved in reorganisation strategy of the bank; devised credit approval procedures. Co-managed the strategy of organic growth of the loan portfolio with an average IRR target of 15%; Created a framework for maintaining sustainable credit rating of the loan portfolio (currently the rate of NPL does not exceed 0.5% of the bank’s overall loans).

Azerbaijan

Assisted management in running the Credit department; designed and implemented bank’s financial documentation, including templates for credit application, which have significantly improved customer service.

Azerbaijan

Developed and centralised the reporting system to streamline the management and financial accounting procedures; supervised the level of credit default reserves to determine the level of risk stemming from the lending portfolio; liaised with external auditing bodies and credit rating organisations to assist with the ‘true and fair’ view of the firm, maintained the financial reporting system among internal clients by collecting financial indicators from individual branches.

Azerbaijan

Conducted risk analysis of clients’ creditworthiness to establish credit requirements; liaised with clients to produce business plans; Excel modelling of coupon repayments; implemented documentation for credit disposal; achieved promotion from the level of Junior Analyst to Senior Analyst; prepared credit reports to be sent to the Central Bank, which monitored the overall level of the credit portfolio; supervised the branches’ credit reporting scheme.

Azerbaijan

Launched

Executive Mba

Master'S Degree, Bank Management

Barchelor, Management