Ivan Chen Email & Phone Number

Greater Los Angeles Area

- Collected and spread personal and business financials. - Conducted credit write-up and preliminary reviews for final approval- Analyzed strengths and weaknesses of a loan- Contacted borrower to obtain answers to financial questions and collected missing items- Ensured prior to funding conditions are met and assisted with completion of loan documents.

Greater Los Angeles Area

• Led team in organizational training, problem-solving and portfolio management of $100 million.
• Analyzed the risk involved in releasing funds or lending additional money.
• Served as point of contact for bankers, loan operations, and financial advisors. Developed action plans for non-compliant loans, prepared proper loan docs, and analyzed client's assets.
• Designated as team leader for all system enhancement and process improvement projects. Mentored junior analysts on policy and procedures increasing departmental efficiency.
• Exceeded annual quality, productivity, and audit goals with a 5 rating, the highest possible.
• Reviewed financial statements and tax returns. Complied with corporate credit policies.

Diamond Bar, California

• Reviewed analysts' work to comply with spreading policy, included financial statements and tax returns spreads, personal cash flow analysis, financial covenant tests and collateral valuation test.
• Recorded and analyzed results of the reviews. Identified risks and problem areas.
• Communicated results and provided coaching to credit analysts.

Greater Los Angeles Area

• Verified and approved payment requests. Prepared AP checks, wire transfers and ACH payments.
• Reconciled bank and balance sheet accounts. Prepared financial statements for upper management.
• Performed month-end and year-end closing and assisted with annual/quarter audits.

Walnut, California

• Determined credit terms; set limits, negotiated payment schedules and maintained and updated existing accounts.
• Prepared monthly reports to verify accuracy, show credit activities, and analyze bad debt liability.
• Issued RGA for returned products.
• Verified and processed freight invoices. Contacted customers daily to resolve all past due invoice issues.
• Generated customer rebates and prepared monthly financial statements.